Kerajaan teliti undang-undang kembalikan wang mangsa penipuan dalam talian
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Mac 21, 2023 13:08 MYT
KUALA LUMPUR: Kerajaan sedang meneliti beberapa peruntukan undang-undang yang boleh digunakan atau dipinda untuk membolehkan pengembalian wang kepada mangsa penipuan dalam talian, Dewan Negara diberitahu hari ini.
Timbalan Menteri di Jabatan Perdana Menteri (Undang-Undang dan Reformasi Institusi) Ramkarpal Singh berkata Akta Pencegahan Pengubahan Wang Haram, Pencegahan Pembiayaan Keganasan dan Hasil Daripada Aktiviti Haram 2001 serta Kanun Keseksaan dan Kanun Tatacara Jenayah antara yang sedang diteliti.
"Selain itu, dalam usaha menangani isu penipuan dalam talian, kerajaan juga telah dan akan melaksanakan langkah-langkah bagi memerangi jenayah ini dengan mempertingkatkan usaha dan kerjasama dengan pihak berkuasa antarabangsa bagi memastikan tindakan lanjut boleh diambil terhadap penjenayah yang berada di luar negara.
"Meningkatkan keupayaan Pusat Respons Scam Kebangsaan (NSRC) berkaitan pengoperasian, sumber tenaga kerja, sistem data berpusat, kemudahan infrastruktur pejabat, peralatan technicality dan sistem analisis kewangan," katanya.
Beliau berkata demikian ketika menjawab pertanyaan Senator Datuk Husain Awang pada sesi soal jawab lisan mengenai langkah-langkah yang diambil kerajaan dalam menangani isu penipuan dalam talian yang semakin kritikal.
Ramkarpal berkata menerusi pengoperasian NSRC yang menggabungkan tenaga kerja dan kepakaran pelbagai agensi temasuk institusi perbankan dan syarikat telekomunikasi, tindakan penguatkuasaan bersepadu boleh dilaksanakan.
Read more: Kerajaan teliti undang-undang kembalikan wang mangsa penipuan dalam talian
Jalan Persekutuan rosak: Pengguna boleh kemuka tuntutan jika terlibat kemalangan - Abdul Rahman
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Mac 17, 2023 12:56 MYT
KUALA LUMPUR: Pengguna boleh mengemukakan tuntutan terhadap agensi kerajaan sekiranya berlaku kemalangan disebabkan keadaan jalan Persekutuan yang rosak atau berlubang.
Timbalan Menteri Kerja Raya, Datuk Seri Abdul Rahman Mohamad berkata, ia berikutan kerja-kerja penyelenggaraan jalan Persekutuan diberikan kepada syarikat konsesi untuk dilaksanakan mengikut perjanjian yang ditandatangani kedua-dua pihak.
"Dengan ini pengguna yang terlibat (dalam kemalangan) boleh mengemukakan tuntutan ganti rugi serta memfailkan saman di mahkamah terhadap syarikat konsesi atau kerajaan Malaysia," katanya di Kamar Khas Dewan Rakyat, di sini, pada Khamis.
Beliau berkata demikian kepada soalan V Ganabatirau (PH-Klang) sama ada pengguna yang terlibat dalam kemalangan disebabkan kerosakan jalan raya boleh membuat tuntutan kepada kerajaan memandangkan kebanyakan jalan di Klang berada dalam keadaan 'uzur'.
Mengulas lanjut, Abdul Rahman memberitahu, mengikut perjanjian konsesi, syarikat konsesi berkenaan mempunyai obligasi untuk menanggung kerugian.
Namun, beliau menjelaskan, beban pembuktian adalah terletak kepada pengguna dengan membuktikan kemalangan tersebut adalah berpunca daripada masalah kerosakan jalan raya dan bukannya akibat kecuaian pemanduan mangsa atau pengguna jalan raya yang lain.
"Untuk apa-apa tuntutan akibat daripada kemalangan seperti kerosakan atau kecederaan yang dialami pengguna disebabkan kerja-kerja konsesi tersebut, pengguna perlu mengemukakan bukti bahawa kemalangan itu adalah berpunca daripada masalah kerosakan," jelasnya.
Collaboration key to private health insurance reforms
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16 Mar 2023, 8:15am
The central bank’s draft on a policy went largely unnoticed resulting in less diverse feedback especially from the grassroots.
Private health insurance serves as an important source of healthcare financing in Malaysia.
The public tend to purchase private health insurance with the expectation that it will allow them and their loved ones access to private health care, have shorter waiting times for acute care and elective procedures, preferential choice for provider of care, state-of-the-art medical technologies and latest treatment options, without enduring undue financial hardship.
Nonetheless, research conducted in Malaysia has shown that insured patients who are diagnosed with chronic diseases such as cancer still end up in financial distress.
Among the key issues that have been highlighted in prior studies are limited policy coverage for medical care (underinsurance), suboptimal reimbursement policies, claim disputes, long term nature of care, and inability of young cancer survivors or people living with HIV to purchase health insurance.
There have since been many calls for the government to regulate the private health insurance sector appropriately to ensure that it serves the public goals of universal coverage and equity.
The recent initiative by Bank Negara Malaysia (BNM) to regulate the industry is therefore a welcome move.
On Dec 30, the Financial Development and Innovation Department of BNM released an exposure draft outlining the updated requirements in the conduct of the medical and health insurance/takaful business.
Read more: Collaboration key to private health insurance reforms
Dasar perumahan awam 'jerat' penduduk - Kajian
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Dikemaskini: 6:12 PM 15 MAC 23
Dasar perumahan awam Malaysia tidak menyediakan pelan keluar untuk mereka yang tinggal di perumahan sosial, menyebabkan mereka 'terjerat' dalam sistem itu, menurut kajian oleh Institut Penyelidikan Khazanah (KRI).
Laporan yang dilancarkan hari ini mendapati penghuni skim perumahan awam projek perumahan rakyat (PPR) tidak dapat mencari perumahan yang lebih baik atau sesuai di pasaran swasta, walaupun keadaan ekonomi mereka bertambah baik.
Perumahan awam secara umumnya meletakkan syarat isi rumah berpendapatan kurang daripada RM3,000 sebulan.
Bagaimanapun, didapati walaupun ada segelintir penduduk yang berpendapatan lebih daripada itu namun mereka tidak mampu untuk keluar dari perumahan awam.
Penyelidik KRI, yang meninjau lima kompleks perumahan PPR di Kuala Lumpur dan Pulau Pinang, mendapati penduduk terperangkap di perumahan awam, jika mereka mahu kekal tinggal di lokaliti yang sama, kerana mereka tidak mampu untuk menyewa rumah milik swasta di kawasan yang sama.
Ini berdasarkan data yang dikumpul bagi hartanah setanding untuk disewa atau dijual di sekitar perumahan awam.
"Adakah mereka ada pilihan? Institusi penilaian negara buat kajian rumah sewa di keliling PPR - harga sangat mahal. Rumah PPR sewa RM124, the moment nak sewa keluar, RM500 ke RM1000 ke atas. susah untuk keluar dari situ melainkan nak pindah jauh dan ganggu hidup. Nak beli pun susah.
"Harga tidak mampu milik. Nak beli, rumah saiz lebih kecil dari 700 kaki persegi, pilihan terhad...
"Kita nak bila keluar dari rumah awam, nak keadaan lebih baik," kata penyelidik Puteri Marjan Megat Muzafar pada pelancaran laporan itu pagi ini.
FOMCA minta kerajaan pergiat program celik tenaga
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14 Mac 2023 07:43pm
SHAH ALAM- Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA) meminta kerajaan mempergiat program celik tenaga kepada pengguna agar dapat memainkan peranan menangani kesan perubahan iklim sekali gus dapat mengurangkan perbelanjaannya terutama melibatkan sektor isi rumah.
Presidennya, Datuk Dr Marimuthu Nadason berkata, pemerkasaan pengguna untuk celik tenaga penting bagi mengatasi isu perubahan iklim kini.
“Tinjauan Perubahan Iklim Belia Kebangsaan mendapati 92 peratus golongan muda Malaysia mengenal pasti perubahan iklim sebagai krisis dan sembilan daripada 10 belia sudah mengambil tindakan individu untuk menangani isu ini.
“Belia hari ini lebih berhubung dengan dunia global dan dengan itu telah membina kesedaran yang kukuh tentang isu berkaitan perubahan iklim dan kesannya terhadap ekonomi serta kesejahteraan masyarakat.
“Malangnya, pemerkasaan pengguna melalui celik tenaga tidak diberi keutamaan oleh kerajaan,” kata beliau dalam satu kenyataan pada Selasa.
Marimuthu menambah, individu yang mempunyai kesedaran terhadap perkara tersebut mampu menggunakan sesebuah sumber tenaga dengan baik.
“Mereka tahu tahu berapa banyak tenaga yang digunakan, untuk apa dan dari mana tenaga itu datang dan mampu membuat keputusan berdasarkan kesan dan akibat.
“Paling penting di luar pemahaman, orang yang celik tenaga bertindak untuk mengurangkan jejak tenaganya dan komited untuk mempengaruhi masyarakat tentang cara praktikal untuk mengurangkan jejak tenaga mereka,” ujarnya.
Read more: FOMCA minta kerajaan pergiat program celik tenaga
Is Menu Rahmah harmful?
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14 Mar 2023, 7:00am
The unintended consequences of market manipulation crowd out small traders and cause more problems than they solve.
When economic policies flounder, the ministers are not always to blame. After all, they are here-today-gone-tomorrow.
Most have no experience of being a minister and they know half the square-root of next-to-nothing about economics. So we can hardly expect them to understand.
The culprits are those who designed the policies. If they have economics degrees, their certificates should be ceremoniously ripped-up and thrown to the ground.
If they do not have economics degrees, they should stay out of economic policy.
For example, the official data on the Menu Rahmah RM5 meal scheme appears to show that multi-billion dollar brand names are already dominating the market.
As of March 12, minister in charge Salahuddin Ayub said, 1,531 premises had been registered, bolstered by at least 10 top brands with more than 1,350 outlets across the country that have joined the scheme.
Added to the existing ones, this raises the potential number of outlets to almost 2,200 when all come online, more than 61% of which will be multimillion dollar franchise outlets.
So Menu Rahmah outlets are concentrated in the hands of the mega-rich, not the micro-enterprises.
Think tank sounds alarm over private debt situation
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High gearing can be disastrous, especially if the economy does not grow as projected, says economist.
15 Feb 2023, 7:45am
PETALING JAYA: Housewife Agnes (not her real name) leads a fairly comfortable life.
Her husband earns just about RM5,200 a month, a stable income that affords them a house and a car.
Unfortunately, a health insurance plan is out of reach.
House and car instalment payments already wipe out more than half of their income, leaving them with just RM1,900 to pay for household essentials and to raise their toddler.
The couple are caught in the middle income trap. Their income puts them in the M40, the 40% of Malaysians who belong in the middle income group.
They are hardly rich, yet they earn just a little too much to qualify for aid directed to the B40 (the bottom 40% of income earners).
Agnes hopes the government will take their plight into account in Budget 2023 given that it is increasingly challenging to cope with the rising cost of living on wages that have not been raised for some time.
Agnes and her husband are among nearly three million Malaysian households that are especially vulnerable to the household debt trap, according to economist Carmelo Ferlito, CEO of the Center for Market Education.
Many have had to borrow to meet additional expenses resulting from rising costs and the occasional emergencies.
Read more: Think tank sounds alarm over private debt situation
CAP: Promote farming in schools
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February 11, 2023 @ 4:54pm
KUALA LUMPUR: The Consumers' Association of Penang (CAP) is calling on the Education Ministry to introduce agricultural activities to students at schools.
CAP education officer N.V. Subbarow said that school area and unused vacant lands should be utilised for organic farming.
He said that students nurtured with farming activities at school would be able to become good farmers on their own in the future which would ease the burden of their families by picking from their own farms.
"If students were taught agricultural education in schools, it would reduce the economic burden of their families in future.
"Green gardens can help B40 groups as the price of vegetables is very high. These families can save a lot of money by eating their own vegetables.
"It's time for the education ministry to emphasise farming education in schools and universities and teachers training colleges since many lands near their premises were not used for any purpose," he said in a statement to New Straits Times today.
A special programme was organised for the students of SJK(T) Pulau Carey Barat to promote agricultural activities to the students there.
About 40 teachers and 90 students from Kuala Langat district attended the natural farming training programme organised by CAP.
During the programme, Subbarow shared information on crop growth promoters and ways to make their own growth promoters with zero cost.
Preparation of vermicompost, insect repellants, importance of earthworms cultivation and cow dung utilisation method were demonstrated by him during the programme held recently.
"Based on our experience, many students and teachers are still unaware of planting vegetables. Schools can become a good and healthy centre to create more farmers.
Peniaga sambut Menu Rahmah, yakin dapat sambutan
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Januari 28, 2023 @ 6:58pm
KUALA LUMPUR: Golongan peniaga menyahut cabaran Kementerian Perdagangan Dalam Negeri dan Kos Sara Hidup (KPDN) untuk mewujudkan Menu Rahmah, sebagai langkah membantu golongan memerlukan.
Inisiatif itu juga dilihat mampu menjadi daya tarikan pengunjung ke gerai makanan dan restoran bagi mendapatkan juadah yang sesuai dengan kemampuan kewangan.
Presiden Gabungan Persatuan Penjaja dan Peniaga Malaysia, Datuk Seri Rosli Sulaiman, berkata Menu Rahmah wajar dilaksanakan kerana peniaga juga mahu membantu golongan miskin tegar.
"Menerusi Menu Rahmah, kita boleh menyediakan nasi bersama ayam, sayur dan air sirap atau nasi bersama sardin, sayur serta air sirap.
"Saya juga sudah berhubung dengan beberapa peniaga makanan popular yang memaklumkan Menu Rahmah boleh dibuat walaupun keuntungannya kecil.
"Strategi mempamerkan Menu Rahmah di kedai boleh menarik perhatian pengunjung dan pasti ramai yang memilihnya.
"Ini sama seperti di pasar raya besar yang menjual ayam pada harga murah tetapi tetap memperoleh keuntungan," katanya ketika dihubungi di sini, hari ini.
Katanya, Menu Rahmah sesuai dijual di gerai yang mempunyai ramai pelanggan bagi memastikan kos bahan mentah dapat ditampung.
Pengurus Kanan Pusat Khidmat Aduan Pengguna Nasional (NCCC), Baskaran Sithamparam, mengingatkan peniaga supaya tidak memanipulasi Menu Rahmah.
LETTER | Revamp MyCC for better consumer protection - FOMCA
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Jan 27, 2023 11:38 AM
The Federation of Malaysian Consumers Association (Fomca) fully supports Domestic Trade and Cost of Living Minister Salahuddin Ayub for finally taking firm action to stop the abuse of consumers by Digital payments company Touch 'n Go (TNG).
Being a monopoly, TNG has always abused the welfare of consumers.
The Competition Act 2010 was established to prevent monopolistic behaviour by companies that abused their position in the market, thus causing suffering to consumers.
In relation to the abuses suffered by consumers, Fomca had filed a complaint with the Malaysian Competition Commission (MyCC) on Oct 30, 2018, against the abuses committed by TNG on consumers because of its monopolistic position.
Two years later, on Aug 28, 2020, MyCC responded that it had undertaken an investigation and, according to the results of its inquiry, “the issues raised do not raise any competition concern”. No matter how consumers are abused by TNG, the MyCC feels that it is not an issue of non-competition or the monopoly abusing its power.
There was again abuse of consumer welfare when TNG informed motorists that RFID would replace SmartTag. It sparked consumer anger and outrage. Fomca made a firm stand that consumers should be given a choice and not be forced into purchasing Radio Frequency Identification (RFID).
MyCC was silent again.
Growing complaints
Fortunately, the then prime minister made a firm announcement that consumers should be given a choice.
Read more: LETTER | Revamp MyCC for better consumer protection - FOMCA
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