Compassionate banking needed now more than ever - FOMCA
- Details
22 Jul 2020, 4:27 pm
LETTER | Come October, after the brief moratorium on loans, all consumers will have to face the banks they have taken loans with. This will include those who have lost their jobs or had their incomes reduced. Daily wage earners or workers in the so-called "gig" economy will not be exempted.
It is indeed a challenging and painful period for many individuals and families. Firstly, they may already be facing the loss of employment and income, but what may be scarier is the uncertainty of the future in terms of job vacancies or income stability. They will have to meet the banks to renegotiate their loans.
Now more than ever is the time for banks to show compassionate banking. The concept is basically about the banking system acknowledging difficulties faced by borrowers in trying times.
Read more: Compassionate banking needed now more than ever - FOMCA
Loan repayment freeze to end in September as scheduled, says finance minister
- Details
July 21, 2020 10:53 AM
PETALING JAYA: Finance Minister Tengku Zafrul Abdul Aziz says the moratorium on loan repayments will end in September as scheduled.
He said a targeted approach would be taken moving forward as under the recovery movement control order (RMCO), many businesses were now back in operation and able to service their loans.
The six-month freeze on loan repayments was introduced on April 1. It will end on Sept 30.
Tiada kenaikan tarif air ketika berdepan COVID-19
- Details
Selasa, 21 Julai 2020 | 10:58am
KUALA LUMPUR: Kerajaan memberi jaminan tarif air tidak akan dinaikkan ketika rakyat masih berdepan bebanan dan tekanan hidup berikutan penularan COVID-19.
Justeru, Menteri Alam Sekitar dan Air, Datuk Tuan Ibrahim Tuan Man, berkata rakyat tidak perlu risau berhubung perkara itu.
"Kerajaan akan menanggung kos dalam situasi susah sebab kerajaan prihatin disamping pelbagai tawaran (bantuan) yang diberi (oleh kerajaan).
Read more: Tiada kenaikan tarif air ketika berdepan COVID-19
Banks will not extend moratorium
- Details
Tuesday, 21 Jul 2020
PETALING JAYA: Borrowers will need to start repaying their loans from October onwards as the banks will not extend the automatic loan moratorium, banking sources said.
However, an industry source said while the blanket moratorium would end, banks are open to assist borrowers to restructure and reschedule their loans in a more targeted manner.
“It is estimated that there will be three million borrowers who will take that offer up, ” the source told StarBiz.
Earlier, Bank Negara was quoted as saying that the banks stood ready to assist borrowers in a more targeted manner and have reached out to borrowers to offer various forms of repayment assistance including payment of interest only, lengthening of loan tenure and flexible repayments.
Sources said that among the reasons for a no automatic and blanket moratorium was because the banks wanted borrowers to approach financial institutions to renegotiate their loans.
Paip pecah: Klang, Kuala Langat dijangka alami gangguan bekalan air
- Details
Julai 20, 2020 10:48 pm
SHAH ALAM, 20 JULAI: Beberapa kawasan di Klang dan Kuala Langat dijangka mengalami gangguan bekalan air tidak berjadual akibat paip pecah di simpang jalan antara Jalan Johan Setia dan Jalan Langat, Klang petang tadi.
Ketua Komunikasi Korporat Pengurusan Air Selangor Sdn Bhd (Air Selangor) memaklumkan kejadian jam 4 petang tadi susulan tanah mendap di tapak kerja Transit Aliran Ringan 3 (LRT3) GS10.
“Bantuan air melalui lori tangki ke kawasan terlibat digerakkan bagi membantu pengguna yang terjejas,” kata Elina Baseri dalam kenyataan.
Kawasan terlibat seperti berikut:
Read more: Paip pecah: Klang, Kuala Langat dijangka alami gangguan bekalan air
FMM calls for loan moratorium extension by a further six months
- Details
Monday, 20 Jul 2020 01:58 PM MYT
KUALA LUMPUR, July 20 — The Federation of Malaysian Manufacturers (FMM) has called for the loan moratorium for small and medium enterprises (SMEs) and individuals which will end in September 2020, to be extended by a further six months.
In a statement today, the association said this would provide a much-needed breathing space and further ease the tight cash flow that the SMEs and individuals were currently experiencing.
Its president, Tan Sri Soh Thian Lai said the extended moratorium could provide financial relief to those who are currently economically disadvantaged, especially companies that are struggling to sustain their businesses and workers who have been retrenched and have lost their source of income.
“At the same time, to ensure that the economy can quickly recover, the extended moratorium would allow SMEs to tap and benefit from the various initiatives that have been introduced under the Penjana Short-Term Economic Recovery Plan, without burdening businesses with the cost of servicing their loans/financing and indirectly reduce their cost of business survival,” he said.
Read more: FMM calls for loan moratorium extension by a further six months
Teliti laporan pendapatan, harga rumah mampu milik
- Details
20 Julai 2020
KUALA LUMPUR - Jabatan Perumahan Negara sedang meneliti laporan pendapatan isi rumah dan pendapatan garis kemiskinan baharu agar harga rumah dapat disesuaikan dengan pendapatan untuk pemilikan rakyat.
Timbalan Menteri Perumahan dan Kerajaan Tempatan, Datuk Seri Ismail Abd Muttalib berkata, penelitian itu dibuat selaras dengan pengumuman Pendapatan Garis Kemiskinan (PGK) dan pengelasan baharu isi rumah oleh kerajaan.
“(Sekarang) tafsiran dan kaedah pengukuran perumahan mampu milik di Malaysia mengambil metodologi gandaan median (median multiple) sebagai indikator utama bagi menilai kemampuan memiliki rumah.
"Formula yang kita gunakan (bagi menentukan) harga rumah mampu milik; pendapatan penengah (median) x 12 (bulan) x 3.0, itulah kadar harga rumah yang ditentukan di bawah program rumah mampu milik ini,” katanya pada sesi soal jawab di Dewan Rakyat hari ini.
Read more: Teliti laporan pendapatan, harga rumah mampu milik
Info Pengguna: 3 Panduan Berguna Dalam Mengurus Pelan Bayaran Balik Pinjaman
- Details
3 Panduan Berguna Dalam Mengurus Pelan Bayaran Balik Pinjaman
1. Hubungi terus bank anda
2. Jangan berurusan dengan pihak ketiga
3. Dapatkan bantuan lanjut
Sumber: www.bnm.gov.my
AKPK jangka peningkatan kes kaunseling kewangan
- Details
20 Julai 2020
SHAH ALAM - Agensi Kaunseling dan Pengurusan Kredit (AKPK) menjangkakan peningkatan kes kaunseling kewangan serta penstrukturan semula pinjaman melalui Program Pengurusan Kredit selepas tamatnya tempoh moratorium.
Keadaan itu diramalkan susulan ramai dalam kalangan rakyat Malaysia yang kehilangan pekerjaan dan terjejas sumber pendapatan sepanjang tempoh Perintah Kawalan Pergerakan yang lalu.
Pengurus Besar (Operasi) AKPK, Nor Fazleen Zakaria berkata, dengan tempoh moratorium bakal berakhir pada 30 September ini, para peminjam perlu mula merancang kewangan bermula daripada sekarang.
“Jangan menunggu hingga saat akhir meskipun bayaran balik bermula pada bulan Oktober.
Harga ayam mula turun, kata KPDNHEP
- Details
July 20, 2020 7:54 AM
PUTRAJAYA: Pemantauan harga ayam semasa oleh Bahagian Penguatkuasa Kementerian Perdagangan Dalam Negeri dan Hal Ehwal Pengguna (KPDNHEP) mendapati harga runcit ayam mula menunjukkan penurunan di pasar besar dan pasar raya mulai 1 hingga 17 Julai lalu.
Pengarah Penguatkuasa KPDNHEP, Iskandar Halim Sulaiman berkata, trend itu sejajar penurunan harga ladang ayam hidup yang menunjukkan penurunan pada minggu ke-2 bulan ini antara RM4.50/kg hingga RM5.40/kg daripada minggu pertama RM5.20/kg hingga RM6.10/kg.
“Harga ayam standard pada Julai 2020 antara RM8/kg hingga RM8.50/kg dan menurun pada minggu ke-2 dengan harga RM7.60/kg hingga RM7.90/kg,” katanya dalam kenyataan semalam.
Beliau berkata, KPDNHEP akan terus memantau bekalan dan harga ayam semasa di pasaran supaya harganya berpatutan.
Page 72 of 85
_Page_01.jpg)
