FOMCA PRESS RELEASE: MOTOR INSURANCE A BANE TO THE SOCIETY
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29th MARCH 2021
PRESS RELEASE: MOTOR INSURANCE A BANE TO THE SOCIETY
Each and every vehicle on the road need to have both insurance as well as road tax. Without these vehicles are not allowed to be on the road. In fact, without insurance, car owners are not allowed to renew the road tax. In another word, insurance policy is very important for all car owners.
Just imagine the number of vehicles on the road, from motorcycles to trailers. Although it is vital to own a vehicle insurance policy to protect the policy holder’s vehicle in the event of an accident, but are the insurance companies doing what they are supposed to do in the event of the accident?
One peculiar situation faced by consumers are workshops who are not under the insurer’s panel. Although the workshops are registered with Persatuan Insurans Am Malaysia (PIAM) and Jabatan Pengangkutan Jalan Raya (JPJ), some insurance companies deny the consumers choice. This contradicts against the 8 pillars of the consumer’s right which is freedom to choose. Consumers have their regular visits to their workshops whom they feel confident of the mechanics working on their vehicles. To deny the policy holders to go to the workshops of their choice is equivalent to infringe on the freedom to choose.
As long as the workshops are registered under PIAM and JPJ should suffice for the insurer to pay for the repair work in the event of an accident. On top of that the insurers will appoint their own adjuster to evaluate the amount of damage after the policy holder sends the vehicle to the workshop with the police report. So why does the insurer insist the policy holders to send the vehicles to the insurer’s panel workshop.
Read more: FOMCA PRESS RELEASE: MOTOR INSURANCE A BANE TO THE SOCIETY
Cancer patient wins suit against insurance company
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Monday, 29 Mar 2021
KUALA LUMPUR: The High Court here has recorded a consent judgment between a 42-year-old cancer patient and an insurance company in a RM2.5mil lawsuit she filed against the latter.
In the judgment recorded before Judicial Commissioner Liza Chan Sow Keng here on Monday (March 29), businesswoman Tan Siew Wei and Great Eastern Life Assurance (Malaysia) Bhd achieved a full and final settlement in one of the two insurance policies she is claiming for.
In the settlement, a sum of RM500,000 was to be paid by the defendant to Tan as a full and final settlement of all the claims and demands which Tan has against the defendant, in respect to the particular policy.
Tan, who was diagnosed with Stage 4 cervical cancer in 2019, had sued the company for rejecting her critical illness insurance claims on allegations that she had broken the policy clause with a non-disclosure on her mental state, where she was diagnosed with an anxiety attack in February, 2017.
She is suing the company to claim for RM500,000, which is the basic sum assured from the first life insurance policy, and another RM2mil, the basic sum assured from her second life insurance policy.
The court ordered for the settlement sum to be paid before April 1 and did not make any order as to costs.
Neither party would have any further claim against the other after the settlement is completed. The policy shall be terminated with all the benefits and rights provided under the policy to cease.
Read more: Cancer patient wins suit against insurance company
Financial education crucial for managing money
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March 26, 2021 @ 10:00am
Malaysians have become more aware of the importance of saving, especially in times of crisis, such as the Covid-19 pandemic.
National Higher Education Fund Corporation (PTPTN) chief executive officer Ahmad Dasuki Abdul Majid said the corporation saw a big increase in savings made via its National Education Savings Scheme (SSPN) last year.
"The total amount of SSPN-i deposits last year was RM1.99 billion, an increase of RM623.82 million, or 45.58 per cent, from RM1.37 billion in 2019," he said in an interview in conjunction with the Bank Negara Malaysia (BNM) Global Money Week 2021.
The amount, he said, had exceeded the corporation's RM1.5 billion target.
Based on a post-moratorium survey conducted by the Credit Counselling and Debt Management Agency in August, he said that 29 per cent of respondents used their loan moratorium money for savings purposes, which was supported by the increase in the percentage of savings and deposits in SSPN, along with Tabung Haji, Bank Simpanan Nasional and Permodalan Nasional Bhd.
"It is crucial for parents to have good financial planning by saving in advance, including for further education, as no one can predict what the future holds.
"This is what PTPTN is looking at, to ensure that every household has at least one SSPN-i Plus account."
On Global Money Week 2021, Dasuki said it would increase public awareness about the importance of having good financial education and management, and boost their ability to handle financial matters and reduce the negative consequences of poor financial decisions.
68-hour water supply disruption coming up in Selangor
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March 24, 2021 5:43 PM
KUALA LUMPUR: Pengurusan Air Selangor Sdn Bhd (Air Selangor) plans to carry out maintenance on several key assets this year, to ensure consumers can enjoy continuous water supply in the future.
Air Selangor corporate communications chief Elina Baseri in a statement today said the maintenance work had received the approval of the National Water Services Commission.
The maintenance work include the connection of new pipes near the Carlsberg factory at Persiaran Selangor, Section 15, Shah Alam, which would cause a 48-hour water supply disruption in some areas.
Elina said the work would be carried out on March 30, from 9am to 9pm, with scheduled water supply disruptions in five areas in Petaling, 14 areas in Klang and 12 areas in Shah Alam, while supply was expected to be fully restored by 9am, April 1.
Apart from that, she said the valve replacement work on the raw water pipeline from the Klang Gates Dam would cause a temporary shutdown of the Bukit Nanas and Wangsa Maju Water Treatment Plants (LRAs) and this would result in a scheduled water supply disruption for 68 hours.
Elina said the work would be carried out from 9am to 9pm on April 6, and it would cause water supply disruptions in 12 areas in Gombak and 46 areas in Kuala Lumpur, with full recovery expected by 5am on April 9.
“The duration of the water supply disruption and restoration time in the affected areas varies depending on the quantity of water supply, the distance of the consumers’ premises, and the water pressure in the distribution system,” she said.
Read more: 68-hour water supply disruption coming up in Selangor
Tegas isu label pengilang, maklumat pada telur, kata Fomca
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March 23, 2021 11:43 PM
KUALA LUMPUR: Gabungan Persatuan-Persatuan Pengguna Malaysia (Fomca) menggesa pihak berkuasa supaya lebih tegas dalam memantau maklumat pelabelan pengilang atau pengeluar serta tarikh luput pada telur yang dijual kepada pengguna.
Timbalan Setiausaha Agungnya Nur Asyikin Aminuddin dalam kenyataan hari ini berkata selepas notis makluman dikeluarkan Singapura yang bertindak menarik balik telur keluaran syarikat Malaysia daripada pasaran di republik itu, Fomca menerima kira-kira 1,000 panggilan pengguna yang menzahirkan kebimbangan mereka terhadap tahap keselamatan telur keluaran negara.
Jelasnya berdasarkan tinjauan Fomca di beberapa pasar raya kecil dan kedai runcit mendapati maklumat pelabelan pada papan telur tidak lengkap malah ada juga langsung tiada maklumat mengenai pengilang atau pengeluar.
“Selain itu, telur-telur yang terjual di kedai runcit kebiasaannya tidak mempunyai tarikh luput untuk rujukan pengguna. Perkara ini, menyukarkan pengguna untuk mengesan sama ada produk telur yang dibeli oleh mereka terlibat atau tidak dengan ‘batch’ keluaran dari ladang yang terbabit.
“Melainkan jika pihak yang bertanggungjawab seperti pasar raya AEON yang mengeluarkan notis tarik balik untuk makluman pelanggan mereka,” katanya dalam kenyataan itu.
Read more: Tegas isu label pengilang, maklumat pada telur, kata Fomca
Duit simpanan RM15,000 dalam akaun lesap
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23 Mac 2021
KUANTAN- Tindakan seorang pemuda yang mengemas kini akaun bank miliknya menerusi pautan yang diterima melalui sistem pesanan ringkas (SMS) menjerat diri apabila wang simpanannya berjumlah RM15,000 lesap.
Kejadian berlaku pada Selasa lalu, apabila mangsa berusia 22 tahun menerima satu SMS memintanya mengemas kini dan mengesahkan akaun bank miliknya.
Ketua Jabatan Siasatan Jenayah Komersial Pahang, Superintendan Mohd Wazir Mohd Yusof berkata, pada mulanya mangsa tidak mengendahkan, namun selepas menerima SMS sama pada keesokan hari menyebabkan mangsa bertindak mengakses pautan yang diberikan itu.
"Mangsa menekan pautan itu kerana yakin itu adalah SMS dari pihak bank dan terus mendaftar masuk ke laman web sebuah bank bagi mengemas kini dan mengaktifkan akaunnya.
"Setelah itu, mangsa terus mendaftar keluar tanpa membuat sebarang semakan semula ke atas akaun miliknya," katanya dalam satu kenyataan pada Selasa.
Beliau berkata, bagaimanapun pada Sabtu lalu, mangsa terkejut apabila mendapati terdapat tiga transaksi pemindahan wang dilakukan kepada individu tidak dikenali sebanyak RM15,000.
Jelasnya, mangsa kemudian menghubungi pihak bank dan menceritakan masalah yang berlaku dan sekatan akaun telah dibuat.
"Mangsa tampil ke Ibu Pejabat Polis Daerah Temerloh pada petang Isnin untuk membuat laporan," katanya.
Sumber: https://www.sinarharian.com.my/article/129799/BERITA/Semasa/Duit-simpanan-RM15000-dalam-akaun-lesap
© 2018 Hakcipta Terpelihara Kumpulan Karangkraf
Sampai bila-bila pun masalah air takkan selesai kalau...
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Mac 23, 2021 07:00 MYT
KUALA LUMPUR: Isu masalah air bukanlah perkara baharu. Kerap kali dibicarakan, dilaporkan dan dibincangkan, namun seakan tiada perubahan dan tetap berulang.
Masalah yang acap kali kita hadapi ini tidak mungkin dapat berakhir sekiranya kita masih melihat perihal kewangan dan materialistik itu lebih penting daripada alam sekitar, kata aktivis alam sekitar, Amlir Ayat.
Jelasnya, pemikiran sedemikian akhirnya hanya akan menjejaskan kehidupan kita apatah lagi generasi yang akan datang walaupun hadir bermacam bentuk teknologi untuk merawat kecelaan yang kita sendiri cipta.
“Apabila kita punyai sikap materialistik dan berjangka pendek, maka kita sanggup untuk lakukan apa sahaja terhadap alam sekitar.
“Letaklah teknologi hijau apa sekalipun, ia takkan selesai jika orang masih buang sampah ke dalam sungai dan ada sikap tah mahu memelihara air,” katanya.
Seharusnya ujar Amlir, masyarakat di setiap peringkat dari bangku sekolah khususnya dan khalayak awam perlu dididik dan dipupuk kesedaran tentang peri pentingnya air atau alam sekitar secara amnya supaya kita tidak berfikiran bahawa teknologi akan dapat menyelesaikan segala masalah.
Apabila masyarakat benar-benar sedar dan faham akan peranan penting air dalam kelangsungan kehidupan manusia di muka bumi ini, maka teknologi akan berfungsi dengan sebaiknya dalam mengekalkan kelestarian dan kemapanannya.
“Kalau kita didik masyarakat untuk guna air secara berhemah, tak cemarkan sungai, maka mereka ini bukan sahaja akan menggunakan air dengan berhemah secara individu malah sebagai pemain industri atau apa juga bidang mereka, dalam kepala mereka (sentiasa berfikir) “aku mesti jaga air.”
Read more: Sampai bila-bila pun masalah air takkan selesai kalau...
Purata penggunaan air di Malaysia tinggi
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23 Mac 2021
SHAH ALAM - Purata penggunaan air per kapita harian oleh rakyat Malaysia lebih tinggi daripada yang disarankan oleh Bangsa-Bangsa Bersatu (PBB).
Presiden Gabungan Persatuan Pengguna-Pengguna Malaysia, Datuk Dr Marimuthu Nadason berkata, PBB telah menetapkan keperluan air sebanyak 165 liter seorang pada setiap hari.
Menurut Dr Marimuthu, berdasarkan statistik Suruhanjaya Perkhidmatan Air Negara (SPAN), rakyat Malaysia menggunakan purata 201 liter air setiap orang sehari bersamaan dengan 134 botol (kapasiti 1.5 liter setiap satu).
“Masyarakat perlu diberikan kesedaran dan mengetahui kepentingan sumber air dan kesan negatif jika terus mencemarkannya. Kerajaan berhasrat mengurangkan penggunaan air hingga 180 liter setiap orang sehari pada tahun 2025.
“Penggunaan air rakyat Malaysia tinggi iaitu sebanyak 219 liter setiap orang setiap hari berbanding kadar 160 liter sehari yang disyorkan. Tahap kesedaran dalam kalangan rakyat Malaysia memainkan peranan penting bagi mengurangkan penggunaan air kerana mereka (rakyat) merasa selesa dan menganggap negara kita mempunyai sumber air yang banyak,” katanya dalam satu kenyataan bersama Persatuan Pengguna Air dan Tenaga Malaysia dan Forum Air Malaysia pada Isnin.
Pada 22 Mac 2021, seluruh dunia mengadakan sambutan Hari Air Sedunia secara dalam talian (online) kerana norma sosial baru untuk membendung wabak Covid-19.
FOMCA, WECAM, FAM: Sambutan Hari Air Sedunia 2021 – Menghargai air
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22 Mac 2021
SIARAN AKHBAR BERSAMA
GABUNGAN PERSATUAN-PERSATUAN PENGGUNA MALAYSIA (FOMCA)
Persatuan Pengguna Air dan Tenaga Malaysia (WECAM)
Forum Air Malaysia (FAM)
Sambutan Hari Air Sedunia 2021 – Menghargai air
Pada 22 Mac 2021, sambutan Hari Air Sedunia akan disambut dalam talian di seluruh dunia kerana norma sosial baru untuk membendung wabak Covid-19. Hari Air Sedunia berkatian dengan sambutan air dan memberikan kesedaran mengenai krisis air secara global dan fokus utama adalah untuk menyokong pencapaian Matlamat Pembangunan Lestari (SDG) 6: air dan sanitasi untuk semua pada tahun 2030.
Tema Hari Air Sedunia 2021 adalah menghargai air. Nilai air lebih banyak daripada harganya - air mempunyai nilai yang sangat kompleks dan besar untuk isi rumah, makanan, budaya, kesihatan, pendidikan, ekonomi dan integriti persekitaran semula jadi kita. Jika kita terlepas pandang mana-mana nilai-nilai ini, cara pengurusan yang salah untuk sumber yang terbatas dan tidak terganti ini akan memberi kesan yang besar kepada manusia. SDG 6 adalah untuk memastikan air dan sanitasi untuk semua. Tanpa pemahaman menyeluruh mengenai nilai pelbagai dimensi ini, kita tidak akan dapat melindungi sumber yang kritikal ini untuk kepentingan semua orang.
Walaupun Malaysia dilimpahi dengan sumber air yang melimpah, negara ini mengalami peningkatan permintaan bekalan air yang membimbangkan dalam beberapa tahun ini. Ramai yang beranggapan sumber semula jadi ini sesuatu yang biasa, dan sering salah anggap bahawa bekalan air bersih adalah mudah dan murah.
Permintaan untuk air semakin tinggi pada masa kini. Terdapat beberapa faktor penyumbang seperti peningkatan populasi manusia, yang kini mencapai 7 bilion, perkembangan industri dan pertanian dan pembangunan yang tidak terkawal. Pada masa ini bekalan air dunia tidak mencukupi, kualiti air yang merosot dan aliran permukaan air yang rendah.
Read more: FOMCA, WECAM, FAM: Sambutan Hari Air Sedunia 2021 – Menghargai air
FOMCA, WECAM, FAM: Celebrating World Water Day 2021 – Valuing Water
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22 March, 2021
JOINT PRESS RELEASE BY
Federation of Malaysian Consumers Associations (FOMCA)
Water and Energy Consumers Association of Malaysia (WECAM)
Forum Air Malaysia (FAM)
Celebrating World Water Day 2021 – Valuing Water
On 22 March, 2021, World Water Day will be celebrated in an online event throughout the world due to new social norms to curb Covid-19 pandemic. The World Water Day celebrates water and raises awareness of the global water crisis, and a core focus of the observance is to support the achievement of Sustainable Development Goal (SDG) 6: water and sanitation for all by 2030.
The theme of World Water Day 2021 is valuing water. The value of water is about much more than its price – water has enormous and complex value for our households, food, culture, health, education, economics and the integrity of our natural environment. If we overlook any of these values, we risk mismanaging this finite, irreplaceable resource. SDG 6 is to ensure water and sanitation for all. Without a comprehensive understanding of water’s true, multidimensional value, we will be unable to safeguard this critical resource for the benefit of everyone.
Though Malaysia is blessed with abundant water resources, the country is experiencing an alarming increase in demand for water supply in recent years. Many seem to take this natural resource for granted, while often having the misconception that supplying clean water would be cheap and easy.
Demand for the water is higher nowadays. There are several contributory factors such as increased human population, which now stands at 7 billion, uncontrolled developments, industrial and agricultural expansion. Currently world water supply is inadequate, deteriorating in quality and low flow of surface water. The greed for money is causing water pollution and quality deterioration. As a result, water has reached its carrying capacity, where water has reached its limits in balancing the pollution and negative treatment it receives.
Read more: FOMCA, WECAM, FAM: Celebrating World Water Day 2021 – Valuing Water
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