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Why millennials must know that loan compression is a scam

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Created: 08 July 2020

fmtJuly 8, 2020 7:30 AM
Investing in real estate has become a popular means of diversifying one’s investment portfolio. Largely illiquid, real estate is generally considered a defensive long-term investment and a hedge against inflation.

The unprecedented nature of the Covid-19 pandemic and its impact on the economy, together with existing market inefficiencies, has created an opportunity for arbitrage for the astute investor. The operative words here being “astute investor”, who is well-informed about the financial and market intricacies of investing in real estate.

This apparent opportunity is currently being peddled to the market at large in the guise of investor clubs and classes by investment “gurus”. In some cases it is being touted as a daring method to leverage oneself out of debt, and there has been a fair number of casualties.

Raine & Horne International + Zaki Partners senior partner and Fiabci president Michael Geh said a strategy is being advocated by some property investment gurus, advising prospective homebuyers to invest in more than one property to make fast money at this juncture.

Read more: Why millennials must know that loan compression is a scam

Tok Pa: Expect higher poverty rate as revised index sheds light on Malaysia's socio-economic situation

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Created: 08 July 2020

malaymailTuesday, 07 Jul 2020 12:19 PM MYT
PUTRAJAYA, July 7 — The country could see a higher poverty rate as the government works to introduce a revised poverty line index (PLI), Minister in the Prime Minister’s Department Datuk Seri Mustapa Mohamed said today, following criticisms in a report published yesterday.

Mustapa said the new (PLI) will see a new methodology introduced, dubbed the 2019 methodology, which will include updated figures surrounding poverty as well as to better reflect the current social-economic situation in the country.

The previous methodology was formulated in 2005, with poverty currently benchmarked at RM980 at the national level and calculated based on the basic requirements for a household to live healthily and actively, according to the Department of Statistics.

The national poverty rate is only at 0.4 per cent, based on the 2005 methodology.

“If before this, the figures are at 0.4 per cent, then the percentage based on the new figures which we have dubbed the 2019 methodology, firstly the quantum of RM980 would definitely be higher, secondly it would be higher than 0.4 per cent,’’ he said to the press after the launch of Census 2020 by Prime Minister Tan Sri Muhyiddin Yassin here,

Mustapa added that the revision into the PLI had taken place during the Mid-Term Review of the Eleventh Malaysia Plan in 2018.

Read more: Tok Pa: Expect higher poverty rate as revised index sheds light on Malaysia's socio-economic...

‘Discard used face masks safely’

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Created: 08 July 2020

The Star Vector Logo 720x340Wednesday, 08 Jul 2020
PETALING JAYA: Although putting on a face mask while out in public is now part of the new normal, many have yet to learn how to properly dispose of used masks.

In fact, discarding masks like litter, throwing them without segregating or even recycling them pose a risk to the environment and public health.

According to environment and waste management expert Dr Theng Lee Chong, face masks which end up in a landfill or on the streets are a “big threat to the environment”.

He said more troubling was the huge number of masks being used – an estimated 10 million pieces daily - with the numbers likely to increase when more students return to schools on July 15.

Theng noted while masks used in hospitals, clinics and labs were disposed into the medical waste stream, those used by the public ended up in the general waste stream, which has no facilities to properly dispose of such waste. “As each mask only weighs a few grams and it’s thin, we don’t see tremendous quantity in the waste stream in terms of weight but the impact could be huge in the long run.

Read more: ‘Discard used face masks safely’

Water disruption: Residents brace for chore of getting supply

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Created: 07 July 2020

File photo showing Klang Valley residents queueing up to get some water during last year’s water supply disruption incident. July 7, 2020 @ 10:15am
KUALA LUMPUR: Puchong Kinrara resident Mohd Khairul Helmy Mohd Din is pondering the situation which will require him to walk up and down from his apartment on the fifth floor next week.

While the 30-year-old is relieved by the early notice of water-supply disruption in his area from July 14 to 17, he is also concerned about the availability of water tankers.

Khairul is among those who will be affected during the four-day Selangor River Treatment Plant (LRA) Phase 3 (LRA SSP3) upgrading works starting July 14, involving 420,000 user accounts in 290 areas across five regions — Petaling, Klang, Gombak, Kuala Langat and Kuala Lumpur.

"I had experienced this a couple of times. Before this, I did not have time to store water and had to rely on the water tankers.

"It is exhausting since I need to go up and down my floor several times to refill the buckets.

"But at least the head start is helpful for us to predict how much water we need to store and use. What about the elderly? We try to help them out as neighbours, as much as we can."

Read more: Water disruption: Residents brace for chore of getting supply

Belanjawan 2021 tumpu empat

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Created: 07 July 2020

bh berita harian vector logoSelasa, 7 Julai 2020 | 10:18am
KUALA LUMPUR: Pendidikan, peluang pekerjaan, perlindungan sosial dan mobiliti sosial akan diberi tumpuan dalam Belanjawan 2021, demikian menurut Menteri Kewangan, Tengku Datuk Seri Zafrul Tengku Abdul Aziz.

Beliau berkata, Belanjawan 2021 akan dirangka merentasi empat tema utama dengan semuanya berpusat kepada pewujudan kerajaan yang lebih baik.

"Tema ini termasuk pedulikan rakyat, memacu ekonomi, kehidupan mampan dan menambahbaik penyampaian perkhidmatan awam," katanya ketika menyampaikan ucaptama di Invest Malaysia 2020, di sini, hari ini.

Sumber: https://www.bharian.com.my/berita/nasional/2020/07/708131/belanjawan-2021-tumpu-empat-tema

Water disruption coming

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Created: 07 July 2020

The Star Vector Logo 720x340Tuesday, 07 Jul 2020
KUALA LUMPUR: Some 290 areas in Petaling, Klang, Gombak, Kuala Lumpur and Kuala Langat will experience water supply disruption from July 14-17, affecting some 425,000 households.

According to Pengurusan Air Selangor Sdn Bhd director and operations head Abas Abdullah, the Sungai Selangor Phase 3 Water Treatment Plant (SSP3 WTP) would be temporarily shut down from 9am on July 14 to replace certain critical assets and conduct upgrading work.

The supply is expected to be resumed fully by 5pm on July 17.

“The plant began operations in 2003 and the last upgrading work was in 2018, ” he said, adding that remedial work would enable the plant to operate more efficiently.

The duration of the disruption will vary throughout the affected areas, depending on the location.

The SSP3 WTP is expected to recommence distribution of water supply from 9am on July 15.

Read more: Water disruption coming

Understanding your BPE statement from TNB

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Created: 07 July 2020

The Star Vector Logo 720x340Tuesday, 07 Jul 2020 l 8:02 AM MYT
BY now, some of you might have already received your Bantuan Prihatin Elektrik Tambahan (BPE) statement via mail along with your July bill from Tenaga Nasional Berhad (TNB).

On June 20, the Government together with TNB announced the BPE as an additional one-off aid to benefit all 7.66 million domestic customers in the form of free electricity up to RM231 (RM77 per month) for the three months during the movement control order (MCO). This aid will be reflected in your actual bill.

This is in line with the Government’s efforts to ease the cost of living in the past few months.

In addition, domestic customers who use electricity between 601 to 900kWh per month will enjoy a 10% discount from now until December, which is an additional 8% on top of the existing 2% discount rate that they are currently enjoying.

Four sections to take note of are:

Read more: Understanding your BPE statement from TNB

Will another OPR cut be of much help?

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Created: 07 July 2020

KUALA LUMPUR (July 7): Will the overnight policy rate (OPR) dip below 2%?

Both households and business owners are waiting to see if Bank Negara Malaysia at its Monetary Policy Committee meeting today will trim OPR further to stimulate growth in current economic trying times. Furthermore, lower interest rates will ease the debt burdens on companies and consumers.

While the OPR is already at a low never seen since the Global Financial Crisis in 2009, economists are divided on what BNM will do next.

According to Bloomberg data, seven out of 17 economists are forecasting that BNM will cut OPR by 25 basis points (bps) to 1.75%, while four foreign research firms have said they expect an aggressive slash of the rate to 1.5%. The remaining six research firms are projecting BNM to maintain the OPR at 2%.

So far this year, the central bank has slashed the OPR by 100bps, with the latest cut of 50bps in May. How significant is the marginal benefit of another rate cut?

Read more: Will another OPR cut be of much help?

Minister says TNB fiberisation and connectivity plan to go nationwide to boost broadband coverage

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Created: 07 July 2020

malaymailMonday, 06 Jul 2020 09:43 PM MYT
JASIN, July 6 — The country’s largest electricity utility company, Tenaga Nasional Berhad (TNB) will expand the National Optical Fiberisation and Connectivity Plan (NFCP) project nationwide to enable more consumers to benefit from the service.

Communications and Multimedia Minister Datuk Saifuddin Abdullah said, to date, five states, namely, Melaka, Perak, Penang, Kedah and Johor would enjoy the high-speed broadband services by the first quarter of next year.

“This is a pilot project by TNB and I am led to understand that they are preparing to expand the development of the optical fibre nationwide under NFCP to other strategic states throughout peninsula Malaysia.

“We laud TNB’s involvement in this area. Most importantly, is that I see this as a complementary project between TNB and the telecommunications company to provide benefit to the people,” he told reporters after visiting the NSCP pilot project here, today.

He said, to date, the NFCP pilot project in Melaka encompassed 1,100 homes in three areas, namely, Felda Kemendor, Taman Merbau Perdana and Taman Maju in Jasin district.

Read more: Minister says TNB fiberisation and connectivity plan to go nationwide to boost broadband coverage

470,000 households to face water cuts in Selangor, KL next week

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Created: 07 July 2020

malaysiakiniJuly 6, 2020 8:33 PM
PETALING JAYA: Several areas in Selangor and Kuala Lumpur will face water supply disruptions when the Sungai Selangor phase three water treatment plant is temporarily shut down next week for improvement works.

Syarikat Bekalan Air Selangor Sdn Bhd (Air Selangor) said the shutdown will affect 472,000 consumers in 290 areas in Petaling Jaya, Klang, Gombak, Kuala Lumpur and Kuala Langat.

Air Selangor director Abas Abdullah said the duration of the disruption will vary in different areas.

He said the improvement works will be carried out on July 14 and water supply is expected to resume in stages from 9am the next day.

The supply is expected to be restored in 48% of the affected areas by 9am on July 16, and 80% by 9am on July 17, before it is fully restored by 5pm the same day.

Abas said Air Selangor will mobilise 91 water tankers to the affected areas from July 16 with priority given to critical premises such as hospitals and dialysis centres.

Read more: 470,000 households to face water cuts in Selangor, KL next week

  1. Perhatian tertumpu kepada BNM esok
  2. 'Aksesori bahayakan nyawa'
  3. RM7bil sought under 12MP to resolve Kelantan's water woes
  4. Pain now, profit later with longer moratorium, says analyst
  5. MTUC slams BNM, Finance Ministry for 'mollycoddling' banks
  6. Extend loan repayment moratorium, MTUC tells government
  7. Consumer groups laud move to extend electricity discount
  8. Black market a drag on Malaysia’s economy
  9. 88 peratus pilih moratorium - AKPK
  10. What Happens To Your Home Loan If You Lose Your Job?
  11. Gov’t extends electricity bill discount to Dec 31 for all domestic users
  12. TNB: Domestic customers will get BPE details in their July bill
  13. Smart meters to monitor electricity usage
  14. Businessman regrets buying second-hand MPV
  15. Impian Percutian Musnah Ditipu Sindiket Pelancongan - NCCC

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Ringgit akan diterbitkan 2 bulan sekali bermula pada Februari 2022.

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