What money do you want us to spend?
Wednesday, 22 Jul 2020 07:51 AM MYT
JULY 22 — The last week or so, it felt as though the government had spent a lot of time stating the obvious.
The poverty line has been revised (at last) and on another note, numbers showed that so many children were unable to access learning resources remotely.
We also have hundreds, perhaps thousands of university students left in a bind as they need to return to campus a lot sooner than anticipated.
With so many Malaysians losing their jobs or getting pay cuts, it feels inappropriate for the prime minister to call on Malaysians to spend.
Spend with what, or whose money?
A lot more Malaysians are more focused on cutting back or saving for a rainy day. In my case, I'm just waiting a few more months so I can switch to a cheaper phone contract.
Mixed reaction to mandatory face masks in public
Tuesday, 21 Jul 2020
PETALING JAYA: As the government mulls making the wearing of face masks in public places mandatory, some are for it while others offer a more cautious view as the country continues in its fight against the Covid-19 pandemic.
Alliance for Safe Community chairman Tan Sri Lee Lam Thye said complacency had started to set in with many Malaysians disregarding social distancing, wearing face masks and avoiding crowded places.
“I think the statement by Tan Sri Muhyiddin Yassin is very apt, relevant and timely.
“From what we have been observing, compliance with the standard operating procedure has been reduced with social distancing and use of face masks not being practised in many places, especially in crowded areas.
“The Prime Minister is warning us not to let our guard down, otherwise there will be a second wave, ” he said.
Compassionate banking needed now more than ever - FOMCA
22 Jul 2020, 4:27 pm
LETTER | Come October, after the brief moratorium on loans, all consumers will have to face the banks they have taken loans with. This will include those who have lost their jobs or had their incomes reduced. Daily wage earners or workers in the so-called "gig" economy will not be exempted.
It is indeed a challenging and painful period for many individuals and families. Firstly, they may already be facing the loss of employment and income, but what may be scarier is the uncertainty of the future in terms of job vacancies or income stability. They will have to meet the banks to renegotiate their loans.
Now more than ever is the time for banks to show compassionate banking. The concept is basically about the banking system acknowledging difficulties faced by borrowers in trying times.
Read more: Compassionate banking needed now more than ever - FOMCA
Loan repayment freeze to end in September as scheduled, says finance minister
July 21, 2020 10:53 AM
PETALING JAYA: Finance Minister Tengku Zafrul Abdul Aziz says the moratorium on loan repayments will end in September as scheduled.
He said a targeted approach would be taken moving forward as under the recovery movement control order (RMCO), many businesses were now back in operation and able to service their loans.
The six-month freeze on loan repayments was introduced on April 1. It will end on Sept 30.
Tiada kenaikan tarif air ketika berdepan COVID-19
Selasa, 21 Julai 2020 | 10:58am
KUALA LUMPUR: Kerajaan memberi jaminan tarif air tidak akan dinaikkan ketika rakyat masih berdepan bebanan dan tekanan hidup berikutan penularan COVID-19.
Justeru, Menteri Alam Sekitar dan Air, Datuk Tuan Ibrahim Tuan Man, berkata rakyat tidak perlu risau berhubung perkara itu.
"Kerajaan akan menanggung kos dalam situasi susah sebab kerajaan prihatin disamping pelbagai tawaran (bantuan) yang diberi (oleh kerajaan).
Read more: Tiada kenaikan tarif air ketika berdepan COVID-19
Banks will not extend moratorium
Tuesday, 21 Jul 2020
PETALING JAYA: Borrowers will need to start repaying their loans from October onwards as the banks will not extend the automatic loan moratorium, banking sources said.
However, an industry source said while the blanket moratorium would end, banks are open to assist borrowers to restructure and reschedule their loans in a more targeted manner.
“It is estimated that there will be three million borrowers who will take that offer up, ” the source told StarBiz.
Earlier, Bank Negara was quoted as saying that the banks stood ready to assist borrowers in a more targeted manner and have reached out to borrowers to offer various forms of repayment assistance including payment of interest only, lengthening of loan tenure and flexible repayments.
Sources said that among the reasons for a no automatic and blanket moratorium was because the banks wanted borrowers to approach financial institutions to renegotiate their loans.
Paip pecah: Klang, Kuala Langat dijangka alami gangguan bekalan air
Julai 20, 2020 10:48 pm
SHAH ALAM, 20 JULAI: Beberapa kawasan di Klang dan Kuala Langat dijangka mengalami gangguan bekalan air tidak berjadual akibat paip pecah di simpang jalan antara Jalan Johan Setia dan Jalan Langat, Klang petang tadi.
Ketua Komunikasi Korporat Pengurusan Air Selangor Sdn Bhd (Air Selangor) memaklumkan kejadian jam 4 petang tadi susulan tanah mendap di tapak kerja Transit Aliran Ringan 3 (LRT3) GS10.
“Bantuan air melalui lori tangki ke kawasan terlibat digerakkan bagi membantu pengguna yang terjejas,” kata Elina Baseri dalam kenyataan.
Kawasan terlibat seperti berikut:
Read more: Paip pecah: Klang, Kuala Langat dijangka alami gangguan bekalan air
FMM calls for loan moratorium extension by a further six months
Monday, 20 Jul 2020 01:58 PM MYT
KUALA LUMPUR, July 20 — The Federation of Malaysian Manufacturers (FMM) has called for the loan moratorium for small and medium enterprises (SMEs) and individuals which will end in September 2020, to be extended by a further six months.
In a statement today, the association said this would provide a much-needed breathing space and further ease the tight cash flow that the SMEs and individuals were currently experiencing.
Its president, Tan Sri Soh Thian Lai said the extended moratorium could provide financial relief to those who are currently economically disadvantaged, especially companies that are struggling to sustain their businesses and workers who have been retrenched and have lost their source of income.
“At the same time, to ensure that the economy can quickly recover, the extended moratorium would allow SMEs to tap and benefit from the various initiatives that have been introduced under the Penjana Short-Term Economic Recovery Plan, without burdening businesses with the cost of servicing their loans/financing and indirectly reduce their cost of business survival,” he said.
Read more: FMM calls for loan moratorium extension by a further six months
Teliti laporan pendapatan, harga rumah mampu milik
20 Julai 2020
KUALA LUMPUR - Jabatan Perumahan Negara sedang meneliti laporan pendapatan isi rumah dan pendapatan garis kemiskinan baharu agar harga rumah dapat disesuaikan dengan pendapatan untuk pemilikan rakyat.
Timbalan Menteri Perumahan dan Kerajaan Tempatan, Datuk Seri Ismail Abd Muttalib berkata, penelitian itu dibuat selaras dengan pengumuman Pendapatan Garis Kemiskinan (PGK) dan pengelasan baharu isi rumah oleh kerajaan.
“(Sekarang) tafsiran dan kaedah pengukuran perumahan mampu milik di Malaysia mengambil metodologi gandaan median (median multiple) sebagai indikator utama bagi menilai kemampuan memiliki rumah.
"Formula yang kita gunakan (bagi menentukan) harga rumah mampu milik; pendapatan penengah (median) x 12 (bulan) x 3.0, itulah kadar harga rumah yang ditentukan di bawah program rumah mampu milik ini,” katanya pada sesi soal jawab di Dewan Rakyat hari ini.
Read more: Teliti laporan pendapatan, harga rumah mampu milik
Info Pengguna: 3 Panduan Berguna Dalam Mengurus Pelan Bayaran Balik Pinjaman
3 Panduan Berguna Dalam Mengurus Pelan Bayaran Balik Pinjaman
1. Hubungi terus bank anda
2. Jangan berurusan dengan pihak ketiga
3. Dapatkan bantuan lanjut
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