Mule account: 10 arrested for manipulating ATM cards of victims - Bukit Aman
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November 25, 2020 08:22 MYT
KUALA LUMPUR: Ten members of a mule account syndicate were arrested in raids by Bukit Aman’s Commercial Crime Investigation Department around Kuala Lumpur and Selangor from Nov 5 to 10.
The syndicate uses bank accounts of low-income individuals for illegal activities such as investment fraud and other scams.
Bukit Aman CCID director Datuk Zainuddin Yaacob said all the suspects arrested were locals aged between 20 and 32 comprising seven men and three women, and they were believed to have purchased each ATM card for between RM500 to RM800 from members of the public.
Members of the syndicate are believed to influence 'investors' by promising them a healthy return, and after a victim places money into the account, they will withdraw it via automatic teller machine (ATM) cards obtained from the account holders who are unaware that the accounts are being used for fraud.
"Following the arrests, the police have received a total of 32 reports involving mule account cases nationwide, involving losses worth about RM1.2 million,” he said.
Zainuddin said members of the syndicate were also found renting condominiums for between RM3,000 to RM5,000 a month to prevent their activities from being detected by the authorities.
Read more: Mule account: 10 arrested for manipulating ATM cards of victims - Bukit Aman
Bijak urus wang Akaun 1 KWSP
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November 23, 2020 @ 8:56am
KEPUTUSAN kerajaan memberi kemudahan akses simpanan persaraan Akaun 1, i-Sinar kepada lebih dua juta pencarum Kumpulan Wang Simpanan Pekerja (KWSP) melegakan banyak pihak, terutama mereka terjejas teruk akibat pandemik COVID-19.
Perubahan jumlah pengeluaran antara RM4,000 hingga RM60,000 secara bersasar dilihat lebih praktikal berbanding pengeluaran RM500 sebulan selama 12 bulan seperti dicadangkan dalam pembentangan Belanjawan 2021 sebelum ini.
Kesediaan kerajaan meminda cadangan yang sudah dibentangkan di Parlimen itu bukan mudah. Ia membabitkan pelbagai implikasi. Namun, jelas ia membuktikan kerajaan memahami kegetiran hidup rakyat.
Kepada pencarum pula, wang yang bakal dikeluarkan nanti seharusnya digunakan secara berhemah. Lebih penting, ia ke jalan betul.
Sebaiknya gunakan wang berkenaan sebagai modal permulaan perniagaan atau membayar hutang tertunggak. Lebih penting, beban perbelanjaan kehidupan seharian dan urusan persekolahan anak dapat dikurangkan dengan wang terbabit serta diuruskan dengan baik dan teratur.
Pendidikan digital tangani cabaran wabak
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November 20, 2020 10:24 am
Teks disediakan oleh Sekretariat Akhbar Pejabat Dato’ Menteri Besar yang disiarkan dalam akhbar SelangorKini edisi 19 hingga 25 November 2020
“Dalam apa-apa bentuk sistem ekonomi sekalipun, pemerintah memainkan peranan yang penting dalam pendidikan dan latihan. Dan jika pemerintah ingin membebaskan rakyatnya daripada belenggu kemiskinan, ia perlu memulakannya dengan pelaburan meningkatkan mutu manusia; pelaburan dalam kesihatan – kerana manusia yang sering sakit mempunyai produktiviti yang rendah; pelaburan dalam pendidikan dan keterampilan”.
– Datuk Seri Anwar Ibrahim,
Gelombang Kebangkitan Asia, 1997
Keutamaan pendidikan ternyata tidak ada tolok bandingnya. Kemiskinan, yang sering dianggap musuh nombor wahid negara-negara di dunia, memang memerlukan pendidikan sebagai salah satu wadah utama dalam memeranginya.
Tidak mengejutkan apabila kemiskinan dikira sebagai salah satu pintu kepada kekufuran di dalam agama Islam. Dan kepentingan pendidikan jelas terjelma dalam kisah penciptaan Nabi Adam A.S sendiri yang mana, perkara pertama yang Allah S.W.T lakukan adalah mendidik baginda tentang ‘nama-nama’— suatu proses asuhan terawal buat manusia seluruhnya. Saranan untuk terus belajar dan belajar diperkukuh kemudiannya dengan proklamasi “Iqra’” atau “Bacalah!” yang menjadi ayat pertama yang diturunkan kepada junjungan besar Nabi Muhammad S.A.W.
How much can consumers really drive responsible business?
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We are in the midst of an environmental and social crisis. That might sound alarmist, but recent events have proven this to be an inconvenient truth.
As the world’s population continues to grow to reach 10 billion people by 2050, governments and businesses will need to find drastically different ways to make the food, products and resources we rely on to live.
We speak about the environmental and social challenges we face related to the climate crisis and inequality in our first posting of this publication, A sustainable post COVID-19 economic recovery: how the facts show us there is no other option.
Faced with this new reality, what can we do to create the systemic shift required to create a more sustainable and equitable society? And which factors can play a role in pushing companies in particular to take responsibility for their corporate footprints?
In other words, which drivers can encourage companies to consider their impact on both people and the planet as an intrinsic part of their operations?
The economic and social fallout from COVID-19 has accelerated scrutiny and debate about what stakeholder capitalism means in practice for company decisions and actions. A growing number of investors are viewing environmental and social risks as financial risks, and are pushing companies to consider them.
Read more: How much can consumers really drive responsible business?
TNB expands Smart Meter installation. Here’s what you need to know
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16 NOVEMBER 2020
Tenaga Nasional Berhad (TNB) is expanding the use of smart meters in more premises nationwide. The new connected meters will provide a more efficient and accurate power consumption reading, while allowing users to better monitor their usage.
TNB has successfully installed 340,000 smart meters in Melaka and they targeting to install 1.2 million units for residential and commercial premises in the Klang Valley. The power utility company also aims to expand the smart meter usage to cover 9 million premises by 2021.
What is a Smart Meter?
Unlike traditional meters which requires manual reading by a TNB personnel, power consumption measurements on a smart meter can be done remotely. Users with the smart meter can view energy usage updates in 30-minute intervals from the myTNB portal or via the myTNB app. The smart meter itself won’t reduce power consumption, but it will help users to better track and manage their energy use.
Since the meters are connected, it could reduce the need for manual reading and it also improves TNB’s power outage detection.
Read more: TNB expands Smart Meter installation. Here’s what you need to know
Take tougher action against ‘bad apples’, urges the beauty industry
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Monday, 16 Nov 2020
IT was a tragic incident that took away the life of a 23-year-old model, who was supposed to get married at the end of the year.
A botched liposuction from an unlicensed beauty salon allegedly led to Coco Siew’s untimely death last month (October).
The beauty industry reeled from the news, calling on authorities to take stiffer action against unregistered practitioners to prevent another tragedy.
So far, the National Consumer Complaints Centre (NCCC) received 420 complaints this year involving the wellness and aesthetic industry, with most being about refunds.
“Only a handful are involving health-related incidents, ” NCCC senior manager S. Baskaran tells Sunday Star.
In 2018, the NCCC received 1,771 complaints involving the beauty sector, with most disputes on refunds (19.2%), poor service (9.9%) and misleading information (9.3%).
“Some 6.8% of complaints were about health complications with some suffering side effects like irregular heartbeat or headache from slimming drinks or other services, ” he says.
Read more: Take tougher action against ‘bad apples’, urges the beauty industry
Beware of scammers disguised as authentic online sellers during 11.11 sale, warns Consumer Complaints Centre - NCCC
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Tuesday, 10 Nov 2020
PETALING JAYA: It’s time once again for the 11.11 online sale, but consumers have been urged to be wary of scammers pretending to be legitimate sellers.
Over 1,520 complaints on the sale of goods online through social media such as Facebook, Twitter and Instagram were received by the National Consumer Complaints Centre (NCCC) over the past 10 months.
“Many have complained that their purchased goods never reached them, ” NCCC senior manager S. Baskaran told The Star Tuesday (Nov 10).
He said the NCCC wanted to warn consumers before the annual online sale begins at 12.01am Wednesday (Nov 11).
“Online shoppers need to be wary each time they buy from online platforms, especially social media.
“Some scammers will disguise themselves as authentic sellers and use the 11.11 sale as their platform to trick more gullible consumers.
“Consumers need to verify if the seller is genuine first. Don’t be an easy prey, ” Baskaran added.
Consumer Credit Act lauded - FOMCA
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Wednesday, 11 Nov 2020
ONE of the most important announcements from Budget 2021 is the formulation of a Consumer Credit Act aimed at providing a regulatory framework for the issuance of consumer credit and strengthening the supervision of non-bank credit providers.
Fomca (Federation of Malaysian Consumers Associations) has long advocated for this Act to enhance consumer protection in the financial sector.
After the Act is formulated, it is hoped that it would be enforced by Bank Negara Malaysia and the Securities Commission.
Three credit forms that are of great concern to Fomca are hire purchase, money lending and pawn shops. The Hire Purchase Act is under the jurisdiction of the Domestic Trade and Consumer Affairs Ministry while the Moneylenders Act and Pawnbrokers Act are both under the Housing and Local Government Ministry.
There is an urgent need to effectively regulate the interest rates and trade terms of non-bank institutions that provide credit to consumers. Very often, the interest rates are exorbitant while the contractual terms are severely unfair to consumers.
SURAT l Fomca: Awas penipu jualan murah 11/11
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Wabak Covid-19 bukan sahaja melemahkan ekonomi negara tetapi turut mengubah aktiviti harian manusia secara amnya. Pengguna di Malaysia boleh dikatakan semakin serasi dengan kehidupan norma baharu semenjak pelaksanaan Perintah Kawalan Pergerakan (PKP) yang telah bermula pada 18 Mac yang lalu.
Antara perubahan aktiviti harian pengguna Malaysia yang paling ketara ialah apabila mereka mula serasi dengan kaedah pembelian barangan keperluan melalui platform atas talian atau e-dagang. Berdasarkan kajian statistik, aktiviti jual beli e-dagang mencatatkan peningkatan sebanyak 28.9 peratus pada April yang lalu.
Maka pemilik bisnes juga tidak mahu ketinggalan dengan pasca norma baharu ini, kebanyakan daripada mereka telah mula melakukan paradigma yang baru iaitu dengan meneroka peluang bisnes melalui platform e-dagang.
Namun begitu, berdasarkan data aduan daripada Polis Diraja Malaysia (PDRM) sebanyak 2,500 aduan penipuan e-dagang telah diterima dalam tempoh 18 Mac sehingga 4 Ogos lalu. Manakala Pusat Khidmat Aduan Pengguna Nasional (NCCC) pula telah menerima sebanyak 1,520 kes aduan penipuan e-dagang dalam tempoh Januari sehingga Oktober di mana 1,216 kes aduan adalah daripada pengguna di Selangor yang membeli barangan e-dagang melalui platform Facebook, Twitter, Instagram dan juga Mudah.my.
Pencarum dapat lebihan wang
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Selasa, 10 November 2020 @ 8:30 AM
Kuala Lumpur: Belanjawan 2021 yang diumumkan minggu lalu menyaksikan pelbagai bantuan disalurkan namun rakyat yang terkesan dengan penularan wabak Covid-19 seperti hilang pekerjaan, kerugian dalam perniagaan dan hilang punca pendapatan tetap memerlukan suntikan kewangan.
Penganalisis ekonomi, Prof Dr Azali Mohamed berkata, penurunan kadar caruman Kumpulan Wang Simpanan Pekerja (KWSP) dari 11 kepada 9.0 peratus menerusi pengumuman Belanjawan 2021 dilihat akan memberi lebihan wang belanja buat pencarum seterusnya mampu merancakkan ekonomi domestik.
Katanya, jumlah inisiatif yang membabitkan sehingga RM9.3 bilion ini bakal menyaksikan pergerakan ekonomi lebih baik tahun depan.
"Memang benar, caruman KWSP untuk pelaburan jangka masa panjang dan simpanan hari tua, namun rakyat amat terkesan sekarang dan pengumuman kerajaan dalam Belanjawan 2021 dapat melegakan kira-kira 600,000 pencarum.
"Langkah ini hanya terpakai dalam tempoh 12 bulan tahun depan dan boleh berubah semula ke peratus asal apabila ekonomi sudah kukuh dengan pengumuman semula pada belanjawan seterusnya.
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