Guna wang KWSP untuk tujuan penting, jangan lupa ia untuk masa depan
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Mac 3, 2021 08:14 MYT
LANGKAH kerajaan memperkenalkan i-Sinar yang membolehkan pengeluaran Akaun 1 Kumpulan Wang Simpanan Pekerja (KWSP) bertujuan untuk membantu mereka yang terjejas teruk akibat pandemik COVID-19.
Pada Disember 2020, kadar pengangguran naik 4.8 peratus dan dianggarkan seramai 772,900 orang tidak bekerja.
Jadi, inisiatif kerajaan itu diharap dapat mengurangkan beban mereka yang terjejas teruk akibat kehilangan pekerjaan dan sumber mata pendapatan.
Kini, pencarum boleh mengeluarkan wang dari Akaun 1 tersebut tanpa syarat.
Perubahan syarat ini berdasarkan maklum balas rakyat terhadap inisiatif i-Sinar yang dilancarkan pada akhir tahun lalu.
Bagi ahli yang mempunyai simpanan sebanyak RM100,000 dan ke bawah (Akaun 1), mereka mempunyai akses kepada jumlah pengeluaran sehingga RM10,000.
Pembayaran akan dibuat secara berperingkat dalam tempoh maksimum enam bulan dengan bayaran pertama sehingga jumlah maksimum RM5,000.
Bagi ahli yang mempunyai lebih dari RM100,000 (Akaun 1), mereka mempunyai akses kepada jumlah pengeluaran sehingga 10 peratus daripada simpanan Akaun 1 mereka.
Namun, jumlah pengeluaran maksimum yang dibenarkan adalah sebanyak RM60,000 dan pembayaran akan dibuat secara berperingkat dalam tempoh maksimum enam bulan dengan bayaran pertama sehingga jumlah maksimum RM10,000.
Read more: Guna wang KWSP untuk tujuan penting, jangan lupa ia untuk masa depan
Mesin penapis air antara punca bil elektrik tinggi - TNB
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Mac 3, 2021 @ 12:00pm
KUALA LUMPUR: Mesin penapis air yang mempunyai fungsi pemanas dan penyejuk dikenal pasti menjadi antara punca peningkatan bil elektrik terutama ketika cuaca panas yang sedang melanda negara.
Ketua Retail Tenaga Nasional Berhad (TNB) Selangor, Ismail Lathifi Teh, berkata peralatan elektrik yang mempunyai fungsi sedemikian seperti peti sejuk dan alat penyaman udara serta kini penapis air minuman menggunakan tenaga elektrik yang banyak untuk mengekalkan suhu berkenaan terutama ketika cuaca panas.
"Ketika cuaca panas seperti sekarang, mesin yang mempunyai kompresor akan menggunakan tenaga lebih banyak untuk mengekalkan suhu.
"Jadi lebih kerap kita membuka pintu peti sejuk dan lebih kerap kita mengambil air sejuk daripada penapis air di rumah, lagi banyak tenaga elektrik akan digunakan peralatan berkenaan bagi mengekalkan suhu sejuk," katanya di sini, hari ini.
Ismail Lathifi berkata, contohnya, jika tangki penapis minuman yang menyimpan air sejuk habis, ia akan diisi air yang baharu dan kompresor akan berfungsi menyejukkan air berkenaan.
Beliau berkata, jika lebih banyak isian semula berlaku, lebih kerap kompresor berkenaan berfungsi dan ini akan menyebabkan peningkatan penggunaan elektrik.
Sementara itu, Ismail Lathifi turut menasihati pengguna supaya menetapkan pemasa pada alat penyaman udara masing-masing, selain menetapkan suhu antara 24 hingga 26 darjah Celcius saja bagi menjimatkan penggunaan elektrik.
Read more: Mesin penapis air antara punca bil elektrik tinggi - TNB
Jom Sembang Air (Let's Talk Water) - Siri# 1 - Perspektif Sosial (Social Perspective)
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Pembakaran terbuka dalam cuaca panas sebabkan jerebu tempatan - MetMalaysia
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Selasa, 2 Mac 2021 @ 4:34 PM
Kuala Lumpur: Jerebu yang berlaku di beberapa kawasan di negara ini adalah 'jerebu tempatan' yang antaranya berpunca daripada pembakaran terbuka terutama dalam cuaca panas ketika ini.
Timbalan Ketua Pengarah (Strategik & Teknikal) Jabatan Meteorologi Malaysia (MetMalaysia), Dr Mohd Hisham Mohd Anip berkata, hujan yang kurang dan aktiviti pembakaran terbuka menyumbang kepada indeks pencemaran udara yang tidak sihat seterusnya menyebabkan jerebu.
"Memang ada kena-mengena (cuaca panas), kita tidak banyak menanam (tumbuhan), sebaliknya banyak aktiviti pembakaran terbuka untuk membersihkan kebun dan sebagainya, maka ia menyebabkan jerebu tempatan," katanya menafikan ia berpunca daripada pencemaran dari negara jiran.
Beliau berkata, menurut laporan Jabatan Alam Sekitar (JAS) terdapat juga kebakaran di kawasan hutan simpan pada ketika ini.
Justeru, katanya MetMalaysia sentiasa menasihatkan orang ramai supaya tidak melakukan pembakaran terbuka dan mengurangkan aktiviti di luar serta minum air secukupnya.
Sebelum ini MetMalaysia memaklumkan negara kini berada pada fasa akhir Monsun Timur Laut yang dijangka berterusan sehingga pertengahan Mac 2021.
Dalam tempoh ini, taburan hujan adalah agak rendah di Semenanjung Malaysia terutamanya di utara Semenanjung.
Read more: Pembakaran terbuka dalam cuaca panas sebabkan jerebu tempatan - MetMalaysia
Lack of savings a major concern
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March 2, 2021 @ 9:00am
KUALA LUMPUR: Draining retirement savings from the Employees Provident Fund (EPF) Account 1 serves to underscore how financially ill-prepared some Malaysians are for rainy days, even before the Covid-19 pandemic began.
Such a move during the pandemic would only compound the negative effects on Malaysians as they had barely enough savings in Account 1 to tide them through retirement, said the Federation of Malaysian Consumers Associations (Fomca).
Fomca chief executive officer Datuk Paul Selvaraj, describing the situation as "dangerous", said based on reports, 67 per cent of Malaysians were unable to meet the minimum amount of RM240,000 in savings on retirement.
Some 42 per cent of Malaysians, he said, solely depended on Account 1 funds and had no other form of savings or revenue.
"While the measure to ease their financial burden now is good, it is going to be very tough on them when they hit retirement age.
"This is a dilemma as whatever savings they have will be little and may be exhausted within two to three years.
"The money channelled to Account 1 is a form of forced savings and in principle, should not be touched until one's retirement.
"However, with 30 per cent Malaysians said to have withdrawn close to all of their savings, it shows how unready we are for emergencies.
"It proves how saving for retirement is not taken seriously as the amounts are low.
"They are forced to dig into their long-term savings, which is not good, and such situations expose how it (saving for retirement) is being neglected," he told the New Straits Times.
On Saturday, EPF chief executive officer Tunku Alizakri Alias revealed in the EPF Financial Report 2020 that nearly 30 per cent of members could have taken out almost all of their Account 1 retirement savings since March last year, leaving only RM100 as part of the condition.
Your personal data may have been compromised, Malaysia Airlines tells its frequent flyer members
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Tuesday, 02 Mar 2021 09:00 AM MYT
KUALA LUMPUR, March 2 — National carrier Malaysia Airlines informed members of its frequent flyer programme Enrich that there had been a “data security incident” at one of its third-party IT service providers.
According to the airlines, the incident happened between a nine-year-period from March 2010 to June 2019.
However, the company did not disclose the number of members affected.
“The personal data involved in the incident included Enrich member names, date of birth, gender, contact details, frequent flyer number, frequent flyer status and frequent flyer tier level.
“It did not include any information about itineraries, reservations, ticketing, or any ID card or payment card information.
“The incident did not affect Malaysia Airlines’ own IT infrastructure and systems in any way,” it said in the emailed statement to Enrich members.
Checks showed the statement was not available on the airlines’ official website nor its social media platforms.
Malaysia Airlines added that it has no evidence that the data was being misused, however, it advised Enrich members to change their accounts’ password for safety reasons.
It further advised members to contact its data privacy officer and said it would not be calling them to update their personal details.
Pengurusan kondominium tidak boleh keluarkan denda untuk kesalahan pelitup muka
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February 25, 2021 10:14 PM
PETALING JAYA: Badan pengurusan kondominium tiada hak untuk mengenakan sebarang penalti terhadap penghuni yang tidak memakai pelitup muka, kata menteri kanan keselamatan Ismail Sabri Yaakob.
Seorang budak lelaki berusia setahun dilaporkan didenda RM100 oleh badan pengurusan sebuah kondominium di Ampang awal minggu ini kerana tidak memakai pelitup muka di dalam lif, dengan kejadian itu tular selepas dikongsikan ibunya di Facebook.
Walaupun memakai pelitup muka diwajibkan sejak 1 Ogos, ketua pengarah kesihatan Dr Noor Hisham Abdullah berkata kanak-kanak berusia dua tahun ke bawah dikecualikan.
Mengulas isu itu hari ini, Ismail berkata hanya pegawai kementerian kesihatan dan polis mempunyai kuasa untuk mengeluarkan kompaun terhadap mereka yang gagal memakai pelitup muka mengikut peruntukan Akta Kawalan dan Pencegahan Penyakit Berjangkit 1988 (Akta 342).
“Apa dilakukan pengurusan kondominium di Ampang itu salah,” katanya dalam sidang media hari ini.
“Kuasa mengeluarkan kompaun dan tindakan lain mengikut Akta 342 adalah untuk kementerian kesihatan dan pihak yang diberi kuasa oleh kementerian seperti polis.
“Sehingga kini kami tidak memberikan kuasa itu kepada badan pengurusan kondominium dan pangsapuri, mahupun pejabat lain. Mereka tidak mempunyai kuasa itu.
“Saya berharap mereka membatalkan kompaun untuk budak berusia setahun itu. Tidak masuk akal pada saya.”
Read more: Pengurusan kondominium tidak boleh keluarkan denda untuk kesalahan pelitup muka
i-Sinar: NUPCIW, FOMCA bimbang masa depan kewangan pencarum
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19 Februari 2021
SHAH ALAM - Wakil pekerja dan pengguna melahirkan kebimbangan terhadap kesan jangka panjang bakal dihadapi pencarum yang mengeluarkan simpanan Kumpulan Wang Simpanan Pekerja (KWSP) menerusi i-Sinar.
Setiausaha Agung Kesatuan Kebangsaan Pekerja-Pekerja Perusahaan Petroleum dan Kimia (NUPCIW), Datuk Abdul Halim Mansor berkata, langkah terbaharu KWSP itu akan memberikan kesan negatif terhadap perlindungan sosial jangka panjang pekerja di Malaysia.
“Laporan (KWSP) menunjukkan sebanyak dua juta pencarum KWSP tidak ada simpanan (mencukupi) dalam tabung dua sekarang ini dan lebih kurang 42 peratus tidak ada simpanan purata melebihi RM5,000.
“Jadi apabila kita keluarkan RM4,900 tinggal RM100. Siapa boleh bagi kita jaminan pandemik akan tamat bulan Jun. Apakah akan jadi kepada rayuan mereka yang telah keluarkan duit (jika pandemik berlanjutan). Di mana kita nak bagi,” katanya.
Beliau berkata demikian ketika menjadi panelis Wacana Sinar Harian edisi Ke-233 bertajuk ‘i-Sinar: Rintihan Rakyat Akhirnya Didengari’ yang bersiaran secara langsung dari Kumpulan Karangkraf di sini pada Khamis.
Turut serta menjadi panelis ialah Ketua Pemuda UMNO, Datuk Dr Asyraf Wajdi Dusuki; penganalisis ekonomi, Datuk Dr Madeline Berma dan Presiden Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA), Datuk Paul Selvaraj, manakala Ismail Adnan bertindak selaku moderator.
Sementara itu, Paul berkata, pencarum perlu melakukan pertimbangan yang secukupnya sebelum menggunakan kemudahan i-Sinar.
Read more: i-Sinar: NUPCIW, FOMCA bimbang masa depan kewangan pencarum
Can broadband providers charge ridiculously high penalties? Here’s MCMC response
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Sunday, 28 Feb 2021 11:02 AM MYT
KUALA LUMPUR, Feb 28 — Recently, we’ve published a comparison of penalties imposed by fibre broadband players for customers that cancel before their contract expires. What we noticed is that some had changed their T&C which requires customers to pay the full subscription amount for the remaining months of their contract.
As mentioned in the earlier post, it is unfair to make customers pay in full for something that they no longer use. We’ve reached out to the Malaysian Communications and Multimedia Commission (MCMC) and here’s their official response on the matter.
When we asked the MCMC if there are any regulations in place which caps the penalty charge to a fixed amount to protect consumers, they told us that there’s a General Consumer Code of Practice (GCC) in place to provide guidelines for self-regulation.
The commission points to Part 2 Provision of Information under Terms & Termination, it is a Service Providers’ duty to inform a consumer on pertinent details detailing a contract including its minimum contract term (if applicable),
minimum period & the manner of notification of termination and amount or method of calculating any charges payable for early termination.
The MCMC said “Thus, it is important for consumers to read the legal contract as every word is part of the legal agreement. When SP does not provide that information, then it may possibly be breach of GCC and will be subject to regulatory action.”
The answer is also the same when we asked the MCMC if providers are allowed to demand back hardware (such as the fibre broadband BTU) even after they have fulfilled their minimum contract period. In their official reply, they told us that consumers would need to read the Terms & Conditions before subscribing.
Read more: Can broadband providers charge ridiculously high penalties? Here’s MCMC response
Fomca: Govt must actively address vaccination hesitation for NIP to work
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February 24, 2021 @ 4:51pm
KUALA LUMPUR: The government must actively address the issue of vaccination hesitation in the country and Malaysians, as a whole, must have a national consensus on receiving the Covid-19 immunisation.
Federation of Malaysian Consumers Association secretary-general Datuk Paul Selvaraj said these issues must be tackled for the three-phase national Covid-19 Immunisation Programme (NIP) to be successful in the battle against the virus.
While the inoculation of Prime Minister Tan Sri Muhyiddin Yassin and Health director-general Tan Sri Dr Noor Hisham Abdullah has instilled confidence in the people towards the vaccination, Selvaraj said it was important for the government to embark on active engagements with the people on getting vaccinated.
He suggested that the government could engage the help of community or religious leaders to convey the message to society.
"As a nation, we cannot afford to have divided opinions in the biggest ever vaccination exercise to fight Covid-19. Nowadays, certain quarters are influenced by different schools of thought and that is inevitable.
"It is unlike those days where vaccinations are taken as it is necessary but now, we have all sorts of debates and opinions.
"For the NIP to work, everyone has to be on board. Strong and consistent messages must be sent out to Malaysians on getting vaccinated and to dispel uncertainties, or else this will hamper the government's aim to achieve herd immunity and everyone will suffer," he told the New Straits Times.
Fire and Rescue Department director-general Datuk Seri Mohammad Hamdan Wahid said 15,000 of its personnel will be vaccinated in the first and second phases of the NIP.
Read more: Fomca: Govt must actively address vaccination hesitation for NIP to work
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