Malaysia ranked third in Asia on retirement income index
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Tuesday, 20 Oct 2020 11:50 AM MYT
KUALA LUMPUR, Oct 20 — Malaysia’s retirement income system has been ranked third in Asia and 19th overall by the 12th annual Mercer CFA Institute Global Pension Index, a study of 39 retirement income systems across the globe which cover almost two-thirds of the world’s population.
However, Malaysia’s overall index value fell slightly from 60.6 in 2019 to 60.1 in 2020 due to several small movements in the sustainability sub-index, Mercer, a wholly-owned subsidiary of Marsh & McLennan Companies, said in a statement today.
“Of the study’s three sub-indexes, Malaysia scored highest for integrity (78), followed by sustainability (58.6) and adequacy (50.1). The global average sits at 71.3 for integrity, 50 for sustainability, and 60.8 for adequacy,” it said.
The 2020 Global Pension Index, which measures each retirement system through three sub-indices, namely sustainability, adequacy and integrity, includes two new systems — Belgium and Israel.
The report stated that Malaysia is ranked 13th for sustainability which measures the likelihood a system will be able to provide benefits into the future; 18th for integrity which considers factors such as regulation, governance, communication and operating costs; and 31st for adequacy which looks at benefits, system design, levels of savings, and home ownership among others to determine its ability to provide adequate retirement income.
Read more: Malaysia ranked third in Asia on retirement income index
Guru rugi RM105,461 terpedaya sindiket pinjaman tak wujud
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Oktober 20, 2020 @ 9:50am
SEREMBAN: Seorang guru wanita di sini kerugian RM105,461 angkara terpedaya dengan sindiket pinjaman tidak wujud, selepas membuat 30 kali transaksi di internet.
Ketua Jabatan Siasatan Jenayah Komersial (JSJK) Ibu Pejabat Polis Kontinjen (IPK) Negeri Sembilan, Superintendan Aibee Ab Ghani, berkata mangsa berusia 36 tahun itu terpedaya dengan sindiket terbabit 24 Ogos lalu.
Katanya, pada hari kejadian jam 7 malam ketika berada di No 91, D CHU Ward, Bahau Jempol, dekat sini, mangsa melayari Facebook.
"Mangsa terbaca satu pautan iaitu Rakan Mas Credit Finance dan tertarik dengan tawaran itu serta bersetuju membuat pinjaman RM10,000.
"Dia kemudian menghantar salinan kad pengenalan dan slip gaji melalui aplikasi WhatsApp kepada dua individu iaitu bernama Elwin di nombor 0111-51503204 dan Allen di nombor 013-9650255.
"Tidak lama selepas menyerahkan dokumen itu, mangsa diberitahu pinjaman diluluskan, namun dia perlu membuat bayaran bagi duti setem, bayaran kewangan, yuran pemprosesan, yuran perjanjian dan internet," katanya di sini, hari ini.
Read more: Guru rugi RM105,461 terpedaya sindiket pinjaman tak wujud
70% of Malaysians need financial literacy support – Survey
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20 October 2020
A SURVEY conducted by financial education platform, Multiply reveals that almost 70 per cent of Malaysians are in need of financial literacy support.
In a statement today, the platform said the survey also revealed that only 31 per cent of the respondents were considered as “Money Boss” − someone who understands basic financial concepts well.
“This year has turned out to be an extraordinarily challenging year in terms of personal finance. It is not surprising that many Malaysians are concerned about their financial position.
“However, it is not all doom and gloom. A healthy 53 per cent of respondents plan their budgets in advance, 31 per cent have basic insurance in the event of a vehicle accident, and 52 per cent have some form of savings for rainy days,” it said.
The survey attracted 3,333 responses, of which 21 per cent were “Finance Newbies” − those who did not know the basics of personal finance, while another 48 per cent were ranked as “Finance Cadets” − those who had just started to grasp the basics of personal finance.
It said budgeting and savings were cited as areas where they needed most help, with 41 per cent of the respondents finding it difficult to manage their monthly salaries and constantly worried about having enough to sustain themselves until their next paycheck.
Read more: 70% of Malaysians need financial literacy support – Survey
Golongan terjejas COVID-19 masih boleh mohon bantuan pembayaran semula - BNM
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20 Oktober 2020
KUALA LUMPUR: Bank Negara Malaysia (BNM) telah memberi jaminan kepada peminjam bahawa bantuan pembayaran balik akan kekal tersedia untuk peminjam yang pendapatannya terjejas akibat pandemik COVID-19.
Menurut BNM, bergantung kepada keadaan peminjam, mereka yang terjejas ini biasanya meminta pengurangan ansuran pembayaran balik bulanan atau lanjutan moratorium.
"Peminjam yang menolak bantuan pembayaran balik sebelum ini, masih boleh memohon bantuan bersasar sepanjang 2020 sehingga ke 2021 jika keadaan kewangan mereka berubah pada masa akan datang," katanya dalam satu kenyataan hari ini.
Skala bantuan pembayaran balik yang disasarkan tidak pernah berlaku dalam sejarah perbankan Malaysia kerana bantuan terus ditawarkan kepada peminjam di pelbagai kumpulan pendapatan, dengan pertimbangan khas diberikan kepada isi rumah dalam kategori B40, perniagaan mikro serta peminjam yang terjejas akibat sekatan pergerakan.
Read more: Golongan terjejas COVID-19 masih boleh mohon bantuan pembayaran semula - BNM
Time to Enforce Single Pricing in Malaysia - FOMCA
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16 Oktober 2020 | 10.54 am
Although the Price Control and Anti Profiteering Act was amended in Parliament in August 2017 to make single pricing mandatory, the culture of ++ in pricing is still widely prevalent in Malaysia.
This culture of pricing ++ must be eliminated. If in the restaurant, the menu states RM 15 for a product, then that is what the consumer should pay. The customer should not need pay extra; that is plus 10% service charge and 6% service tax, resulting in actual payment of RM 17.40, an addition of RM 2.40 or 16% above the advertised price.
This also includes hotels and all other products and services. Hidden prices should be eliminated. The consumer should have clear knowledge of the actual price, so that he can decide accurately whether he can afford and wants to purchase at that price, or maybe check out other competitor’s prices to see if he can get a better deal.
According to the amendments of the Price Control and Anti Profiteering Act, Section 10B and 10C of the Act mentions that a trader must display, advertise, publish or quote the prices of goods and services that includes all Government taxes, duties and charges. That is to put simply, what you see is what you pay; there are no additional charges in the bill.
Read more: Time to Enforce Single Pricing in Malaysia - FOMCA
Go Auto, SIRIM sign MoU for research of batteries, green vehicle tech, rapid prototyping, IoT devices
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Go Automobile Manufacturing and SIRIM signed a memorandum of understanding today for a long-term strategic collaboration and partnership between the two parties. The memorandum was signed by executive director of Go Auto Group, Datuk SM Azli SM Nasimuddin Kamal on behalf of Go Automobile Manufacturing and president and group CEO of SIRIM, Prof Ir Dr Ahmad Fadzil Mohamad Hani.
Among the areas of collaboration between SIRIM and Go Auto are the development and improvement of lithium-ion-based rechargeable batteries towards their eventual replacement of lead-acid batteries in the automotive market, as well as the development of green and connected vehicle technologies.
Other areas also include the development of Industry 4.0 technologies such as rapid prototyping and 3D-printing, Internet of Things (IoT)-based devices, as well as vehicle type approval testing facilities in e-mobility as required by the Road Transport Department (JPJ) and the Ministry of International Trade and Industry (MITI).
“Go Auto is thrilled with the collaboration with SIRIM, as they have over 40 years of experience and expertise in research and technology development in the nation. Their advantages in the field of research and development, in addition to ensuring industry standards and quality makes them our idyllic partner,” said Datuk Azli.
Air Selangor diminta pertimbang ganti rugi kepada pelanggan
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Oktober 18, 2020 @ 10:49am
KUALA LUMPUR: Pengurusan Air Selangor Sdn Bhd (Air Selangor) perlu mempertimbangkan pemberian ganti rugi kepada pelanggan yang terjejas setiap kali berlaku gangguan bekalan air.
Presiden Forum Air Malaysia, Saral James Maniam, berkata ganti rugi adalah wajar kerana pengguna terpaksa berdepan pelbagai kesulitan sepanjang gangguan bekalan kemudahan berkenaan.
"Inilah masanya Air Selangor mempertimbangkan pemberian ganti rugi akibat gangguan air kepada penggunanya. Situasi yang sering dihadapi pengguna air di Selangor dan Kuala Lumpur begitu mengecewakan.
"Tambahan pula ramai terkesan kerana kehilangan pekerjaan, pendapatan dan peluang perniagaan disebabkan pandemik COVID-19. Dengan Perintah Kawalan Pergerakan Bersyarat (PKPB) ketika ini, penduduk terbeban pula dengan gangguan bekalan air," katanya dalam satu kenyataan, hari ini.
Kebelakangan ini, gangguan bekalan air beberapa kali berlaku di sekitar Lembah Klang, terbaru pada malam tadi apabila Loji Rawatan Air Sungai Selangor Fasa 1 (LRA SSP1) terpaksa dihenti tugas separa untuk kerja-kerja pembaikan paip menyalurkan bekalan air terawat yang bocor.
Read more: Air Selangor diminta pertimbang ganti rugi kepada pelanggan
Pencemaran dikesan di Sungai Selangor, 4 LRA henti tugas
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Oktober 19, 2020 @ 9:19am
SHAH ALAM: Loji Rawatan Air (LRA) Sungai Selangor Fasa 1, Fasa 2, Fasa 3 dan Rantau Panjang terpaksa dihenti tugas berikutan pencemaran sumber air mentah dikesan di Sungai Selangor pada jam 2 pagi tadi.
Ketua Komunikasi Korporat Pengurusan Air Selangor Sdn Bhd, Elina Baseri, berkata henti tugas keempat-empat loji ini menyebabkan gangguan bekalan air tidak berjadual membabitkan 1,196,457 akaun merangkumi 1,292 kawasan di Wilayah Kuala Lumpur, Petaling, Klang/Shah Alam, Kuala Selangor, Hulu Selangor, Gombak dan Kuala Langat.
"Bagi proses pencairan dan 'flushing' bahan pencemaran yang terdapat di dalam Sungai Selangor, tindakan segera sudah dilakukan dengan melepaskan air secara graviti dari HORAS 600 dengan kapasiti 285 juta liter sehari dan pelepasan air mentah dari empangan sebanyak 800 juta liter sehari.
"Dalam pada itu, Lembaga Urus Air Selangor (LUAS) melepaskan air mentah melalui operasi pengepaman kolam KL Larut dengan kapasiti 336 juta liter sehari untuk tujuan yang sama.
Read more: Pencemaran dikesan di Sungai Selangor, 4 LRA henti tugas
Pengguna aplikasi myTNB semakin meningkat
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Oktober 16, 2020 @ 2:48pm
KUALA LUMPUR: Semakin ramai pelanggan Tenaga Nasional Bhd (TNB) melakukan melakukan urusan melalui portal dan aplikasi myTNB, apabila lebih 4.6 juta akaun pelanggan berdaftar sehingga 13 Oktober 2020.
Ia mewakili peningkatan memberangsangkan sebanyak 102.9 peratus sejak Perintah Kawalan Pergerakan (PKP) mula dilaksanakan pada 18 Mac lalu.
Ketua Pegawai Retail TNB, Datuk Ir Megat Jalaluddin Megat Hassan, berkata kemudahan untuk melakukan urusan pembayaran melalui portal dan aplikasi myTNB amat berguna ketika ini apabila beberapa negeri di Semenanjung berada di bawah Perintah Kawalan Pergerakan Bersyarat (PKPB).
"Dengan itu, pelanggan tidak perlu bersusah-payah keluar dan beratur di kaunter atau kios untuk membayar bil elektrik, lebih-lebih lagi sewaktu penularan semula wabak COVID-19 kini," katanya dalam satu kenyataan.
Aplikasi myTNB boleh dimuat turun di Google Play, Apple App Store dan Huawei AppGallery, manakala portal myTNB boleh dilayari di www.mytnb.com.my.
Penggunaan kerusi keselamatan kanak-kanak dalam kenderaan meningkat - MIROS
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Oktober 16, 2020 @ 1:59pm
KUALA LUMPUR: Kadar penggunaan kerusi keselamatan kanak-kanak (CRS) dalam kenderaan di Malaysia dilapor meningkat enam peratus pada tahun ini berbanding 2019.
Hasil itu dilaporkan Institut Penyelidikan Keselamatan Jalan Raya Malaysia (MIROS) susulan kajian dilakukan mendapati 50.1 peratus kadar penggunaan CRS direkodkan berbanding hanya 43.87 peratus pada akhir tahun lalu.
Ketua Pengarahnya, Dr Khairil Anwar Abu Kassim, berkata ia suatu perkembangan positif kerana menunjukkan tahap pengetahuan dan kesedaran semakin meningkat dalam kalangan ibu bapa mengenai keselamatan anak masing-masing ketika dalam kenderaan.
"CRS alat penting bagi memastikan keselamatan kanak-kanak dalam kenderaan terjamin dan peningkatan kadar penggunaan ini menunjukkan ibu bapa mulai sedar mengenainya.
"Ini kerana, aksesori itu membantu melindungi kanak-kanak semasa berlakunya perlanggaran dengan cara mengurangkan risiko kecederaan yang mungkin dialami oleh mereka," katanya melalui kenyataan, di sini.
Read more: Penggunaan kerusi keselamatan kanak-kanak dalam kenderaan meningkat - MIROS
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