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Used cars. Not all of us end up buying one, but surely ALL of us have looked at one and went, hmmm…. before. Compared to what you can buy new for the same money, the used option is usually of a higher level – it could be more premium, more exotic or even the car you’ve been dreaming of all these years. Or all of the above.

There are deals to be had, but buying used is not straightforward when compared to the certainty of buying new. We always recommend buying new if your budget permits. Besides that factory fresh “new car smell” and feel that just can’t be replicated, new cars typically come with lower HP loan interest rates and crucially, a full warranty.

Now, “car guys” love the hands-on part of motoring, and hanging out at the workshops even. But for everybody else (the other 99 out of 100 people?), the bonnet is only ever opened by the technician at the service centre, where the car goes in twice a year. For most, the car is a tool, and the tool has to be reliable. There’s less likelihood of a major failure happening in a new car, and if your luck isn’t good, you’re covered by a warranty so there’s no extra outlay beyond the expected commitments.

Why Myvi when can BMW?

That’s a practical view, but the lure is strong. I know that first hand. After selling my reliable daily runner in March, I was in the market for a new ride. The unannounced arrival of Covid-19 helped narrow down the field by ruling out anything new/nearly new that even resembled luxury. A hardy, reliable newish car would be great for “wartime” and I eventually went for a newish Perodua Myvi under warranty, throwing away whatever little car guy credentials I had.

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See the source imageSekarang ni, macam-macam cara kita dengar orang buat untuk tipu pengguna, contohnya ayat biasa ni: “PM tepi kalau nak tanya harga”. Walaupun di luar sana banyak je peniaga yang jujur, tapi ada je yang guna taktik untuk menipu kita semua. 

Yang terlibat dengan penipuan ni bukan peniaga biasa-biasa je, tapi kadang-kadang tu – syarikat-syarikat yang ada nama pun terlibat sama. Salah satunya macam LuxStyle yang minta pengguna daftar alamat dan emel diorang kalau nak tahu harga produk. LuxStyle ni kemudiannya akan hantar barang tu kepada mangsa dan minta bayaran atau barang tu akan dikembalikan dengan perbelanjaan mangsa.

Ramai mangsa dari serata dunia dah masuk perangkap penipuan LuxStyle ni, termasuklah dalam kalangan rakyat Malaysia sendiri. Pusat Khidmat Aduan Pengguna Nasional juga dah keluarkan kenyataan supaya mangsa tak buka atau guna barang yang dihantar dan abaikan segala permintaan bayaran dari LuxStyle. 

Disebabkan banyak kes penipuan macam ni, ia juga menimbulkan persoalan tentang: Apa hak pengguna terhadap perniagaan tak jujur ni? Maka, sebab itulah kitorang senaraikan 5 taktik jualan yang mungkin korang pernah jumpa dan apa hak korang untuk berdepan dengan diorang ni. 

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Promotion of renewable energy sources in the EU: EU policies and ...LETTER: FOR most of us, we were born into a life filled with electrical devices and a stable energy supply as it lights our homes and streets and powers our devices.

This energy also helps power computers and laptops to those who work from home, connecting our phones to our loved ones, to all the other appliances (security system, air-conditioners and more) that provide us with the comfort and assurance that we need to end every night in peace.

Alongside our nation's defence services and medical professionals are the engineers and technicians, working tirelessly to ensure our nation's electricity supply and distribution remain stable throughout the Movement Control Order (MCO) period.

They provide security and comfort to the police and armed forces by illuminating more than 120 temporary security posts around the nation, thus keeping these brave men and women safe as they do the same for us.

Service providers like Tenaga Nasional Berhad (TNB) and Sabah Electricity (SESB) make sure that we can keep living our lives normally at home, for without electricity, decades of technological advancements can bring us no comfort nor benefit.

That said, as a result of the MCO, home electricity consumption nationwide has gone up drastically. This was acknowledged by TNB and the government, who have offered discounts to help ease the burden of the people.

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malaysianinsight25 Jun 2020 10:25AM
ACCORDING to the Statistics Department, Malaysian domestic access to the internet rose to 90.1% in 2019 compared to 87% in 2018; a rise of 3.5%. The percentage of households’ access to mobile phones was at 98.2% in 2019.

The five most popular activities among internet users were social networking (97.1%), downloading pictures, movies, videos or music or downloading games (84.7%), finding information for goods and services (83.5%), telephoning over the internet (77.4%) and downloading software or applications (77.1%). Clearly, many Malaysians are using the internet and their mobile phones as an integral part of their daily lifestyle.

Certainly, the online world brings many benefits. Social media, for example, assists in making social connections, seeking relevant personal information, for example on health or new recipes, and for many students it is a useful resource in education.

But the online world carries its own risks. And children are the most susceptible to these risks endangering their psychological and mental wellbeing and even their relationships.

These risks include cyberbullying, cyber predators getting access to personally identifiable information, phishing, posting personal details that may come back to have a negative impact on you in the future and many forms of scams.

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Bagaimana cara mendapatkan laporan CCRIS tanpa hadir ke BNM:

1. Muat turun borang di bnm.my/ccrisform
2. Lengkapkan borang dan sediakan semua dokumen yang berkenaan
3. Hantar borang melalui webform - https://telelink.bnm.gov.my/

Tiada penerangan foto disediakan.

Sumber dari Bank Negara Malaysia (BNM) 

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See the source imageThe RM35 billion Economic Recovery Plan (PENJANA) that was recently announced by Prime Minister Tan Sri Muhyiddin Yassin included a variety of initiatives to stimulate Malaysia’s overall economy. Out of those, Malaysian Digital Economy Corporation (MDEC) then identified and compiled 19 initiatives that were specifically relevant to local startups and SMEs.

These are the ways in which PENJANA can assist the startup ecosystem.

1) Remission Of Penalties
Objective: To ease financial stress on businesses through remissions of penalties related to late tax payments.

What It Is: 50% remission of penalty for late payment of sales tax and service tax due.

Payable From: July 1, 2020 – September 30, 2020.

Beneficiary: All businesses.

2) Extension Of Accelerated Capital Allowance (ACA) For Machinery & ICT Equipment
Objective: To ease financial stress on businesses through remissions of penalties related to late tax payments.

What It Is: ACA will be given for qualifying capital expenses incurred on machinery and equipment, including Information and Communications Technology (ICT) equipment.

It is claimable within a 2-year period at the following rates:

Initial allowance: 20%
Annual allowance: 40%
For Expenditures Incurred: March 1, 2020 – December 31, 2020.

Beneficiary: All businesses.

3) Special Tax Deduction On Costs Of Renovation & Refurbishment
Objective: To ease financial stress on businesses through remissions of penalties related to late tax payments.

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SYARIKAT keselamatan siber yang berpangkalan di Singapura CYFIRMA baru-baru ini melaporkan bahawa kumpulan penggodam yang disokong oleh Korea Utara merancang kempen pancingan data berskala besar di enam negara, termasuk India.

Peretas merancang sasaran terhadap negara-negara yang mana pemerintah telah mengumumkan bantuan kewangan kepada individu dan perniagaan untuk menstabilkan ekonomi mereka yang dilanda wabak.

Menurut CYFIRMA, kempen phishing Lazarus Group dirancang untuk menyamar sebagai agensi kerajaan, jabatan dan persatuan perdagangan yang ditugaskan untuk mengawasi pengeluaran bantuan fiskal.

Penggodam mengaku memiliki dua juta ID e-mel India.

“Rancangannya adalah untuk menghantar e-mel mengenai ujian covid-19 percuma untuk semua kediaman Delhi, Mumbai, Hyderabad, Chennai dan Ahmedabad, yang mendorong mereka untuk memberikan maklumat peribadi,” menurut catatan dari CYFIRMA.

Berikutan amaran itu, Pasukan Tindak Balas Kecemasan Komputer India (CERT-In) memberi amaran bahawa mungkin ada kempen serangan pancingan data berskala besar terhadap individu dan juga syarikat.

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malaysiakiniLETTER | The Covid-19 pandemic created chaos for every one of us as many lost their jobs and some were forced to take pay cuts and even no-pay leave. To recuperate from the depression is going to be arduous for many of them. The government has recently lifted the conditional movement control order (MCO) for the recovery movement control order (RMCO). People are just coming out from their domains and starting to restructure and look into their livelihoods.

So another pressing issue which is on the table now and needs to be seriously attended to is the due date set by Lembaga Hasil Dalam Negeri (LHDN) for the submission of the income tax return Form BE. Although LHDN has extended submission of the Form BE from May 15, 2020, to June 30, 2020, the situation is still beleaguered as many are still finding it difficult to make ends meet. It is going to be agony for the people with very little money in hand to come up with a payment to the LHDN in these trying times.

The moratorium and the discount under Bantuan Prihatin Elektrik (BPE) are coming in handy at this particular juncture. The Federation of Malaysian Consumers Associations (Fomca) is urging the LHDN to do the same by extending the due date for Form BE till the end of September. With this extension, the taxpayers will be able to start anew by focussing on their livelihoods such as looking for a job or jobs to substantiate their incomes.

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mymetroRabu, 24 Jun 2020 @ 2:29 PM
SEORANG wanita terkejut selepas mendapati wang simpanan RM22,000 lesap sebaik menyerah nombor pin perbankan atas talian miliknya kepada individu tidak dikenali lapan hari lalu.

Mangsa berusia 29 tahun berbuat demikian kerana terlalu takut ditangkap kerana kononnya terbabit dengan jenayah dadah dan pengubahan wang haram oleh ahli sindiket Macau Scam.

Ketua Jabatan Siasatan Jenayah Komersial (JSJK) Pahang, Superintendan Mohd Wazir Mohd Yusof berkata, pada 17 Jun lalu, mangsa menerima panggilan daripada syarikat penghantaran memaklumkan kad pengeluaran wang automatik (ATM) dan kad pengenalannya sudah dihantar ke Sabah, tetapi masih belum belum dituntut.

Menurutnya, mangsa menafikan perkara itu sebelum panggilan terbabit disambungkan kepada pegawai polis yang dikenali Sarjan Roslan dari ibu Pejabat Polis Kontinjen Sabah.

"Menerusi percakapan itu mangsa diberitahu kononnya terbabit dengan pengubahan wang haram dan dadah, justeru akaunnya perlu segera dibekukan dan wang dalam akaun perlu dipindahkan.

"Namun, mangsa diingatkan supaya tidak memberitahu sesiapa dan tanpa berfikir panjang mangsa segera menyerahkan nombor pin perbankan miliknya," katanya, di sini, semalam.

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The Star Vector Logo 720x340Wednesday, 24 Jun 2020 l 1:12 PM MYT
SEREMBAN: A 29-year-old doctor lost RM92,800 after he fell for a phone scam in which he was accused of failing to pay his income tax and for being involved in money-laundering, drugs and firearms cases.

Negri Sembilan commercial crime chief Supt Aibee Ab Ghani said the victim was at work on June 23 when he received the call from a man claiming that he owed the Inland Revenue Board RM38,000 in arrears.

"After talking to the doctor, the suspect transferred the call to what was supposedly the Pahang police contingent, and the victim was told that he was involved in the other crimes.

"He was then told to transfer all his savings into several bank accounts to allow the authorities to probe his case under the Anti Money Laundering Act," he said.

Supt Aibee said the victim went to the bank on the same day and transferred RM92,800 in stages into several bank accounts given by the suspect.

"The victim then decided to do some checks of his own and realised that he had been duped, and he then lodged a report," said Supt Aibee.

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  3. Turun harga tambang: Fomca sambut baik gesaan kerajaan
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  5. FOMCA sambut baik rebat bil elektrik, saran semakan semula blok tarif
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  7. PRESS RELEASE: BANTUAN PRIHATIN ELEKTRIK WILL ADDRESS CONSUMERS' FINANCIAL BURDEN
  8. Fomca welcomes TNB rebates, wants tariff block structure reviewed
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  11. Jawapannya meter pintar
  12. Honda Malaysia recalls 55,354 vehicles to replace fuel pump
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  14. KPDNHEP terima 11,182 aduan transaksi dalam talian
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